Vitals
  • Total Assets
    381.1M 4.7 %
  • Total Deposits
    324.4M 5.3 %
  • Total Net Loans
    146.7M 5.3 %
  • Net Income
    3.0M -4.1 %
  • Book Value
    45.9M -1.2 %
  • Book Value x2
    91.9M -1.2 %
  • Book Value x3
    137.8M -1.2 %
ROAA

.795

ROAE

6.297

Efficiency Ratio

69.243

Net Interest Margin

3.334

Balance Sheet Highlights
Financial Highlights Macon Bank And Trust Company All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 381,069 350,717
Total Net Loans 146,722 240,957
Total Deposits 324,366 296,573
Total Equity 45,931 37,152
Profitability
Net Income 2,998 3,593
Return on Average Assets .795 .956
Return on Average Equity 6.297 8.82
Net Interest Margin 3.334 4.036
Efficiency Ratio 69.243 69.386
Noninterest Income/Revenue 13.819 17.129
Balance Sheet Ratios
Loan-to-Deposit 45.234 77.925
Securities/Assets .497 .166
Total Equity/Total Assets .121 .106
Tangible Equity/Tangible Assets .119 .103
Capital Adequacy
Tier 1 Common Capital 47,467 35,983
Tier 1 Capital 47,467 36,157
Tier 2 Capital 2,226 2,649
Total Capital 49,693 38,803
Total Risk Weighted Assets 177,659 253,332
Leverage Ratio 12.43 10.564
Common Equity Tier 1 Capital Ratio 26.72 15.215
Tier 1 Capital Ratio 26.72 15.278
Total Capital Ratio 27.97 16.362

Timeline for Macon Bank And Trust Company

Macon Banctrust, Inc.

Macon Banctrust, Inc. became a new parent organization for Macon Bank And Trust Company.

View Profile Feb 03 1986

Macon Bank And Trust Company

Macon Bank And Trust Company was established 104 years ago and is currently headquartered in Lafayette, TN.

Jul 01 1919
Relationships Role Relationship Start Relationship End
Macon Banctrust, Inc. Parent 12/31/1988
Macon Banctrust, Inc. Parent 4/30/1988 12/30/1988
Macon Banctrust, Inc. Parent 2/3/1986 4/29/1988
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