Vitals
  • Total Assets
    383.3M -8.6 %
  • Total Deposits
    340.6M -9.2 %
  • Total Net Loans
    203.5M -17.9 %
  • Net Income
    939000.0000 -52.5 %
  • Book Value
    42.3M 1.0 %
  • Book Value x2
    84.5M 1.0 %
  • Book Value x3
    126.8M 1.0 %
ROAA

.234

ROAE

2.174

Efficiency Ratio

62.876

Net Interest Margin

3.488

Balance Sheet Highlights
Financial Highlights West Texas State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 383,317 358,087
Total Net Loans 203,456 213,533
Total Deposits 340,557 308,027
Total Equity 42,258 38,740
Profitability
Net Income 939 3,845
Return on Average Assets .234 1.025
Return on Average Equity 2.174 9.415
Net Interest Margin 3.488 3.773
Efficiency Ratio 62.876 66.762
Noninterest Income/Revenue 21.994 16.375
Balance Sheet Ratios
Loan-to-Deposit 59.742 65.494
Securities/Assets .186 .214
Total Equity/Total Assets .11 .108
Tangible Equity/Tangible Assets .109 .104
Capital Adequacy
Tier 1 Common Capital 42,473 37,278
Tier 1 Capital 42,473 37,303
Tier 2 Capital 3,706 2,526
Total Capital 46,179 39,866
Total Risk Weighted Assets 291,732 237,367
Leverage Ratio 10.84 10.563
Common Equity Tier 1 Capital Ratio 14.56 18.073
Tier 1 Capital Ratio 14.56 18.097
Total Capital Ratio 15.83 19.169

Timeline for West Texas State Bank

West Texas Bancshares, Inc.

Acquisition: West Texas State Bank acquired a new subsidiary, West Texas Bancshares, Inc. , 9 years

View Profile Jun 28 2014

Computer Center Inc.

Acquisition: West Texas State Bank acquired a new subsidiary, Computer Center Inc. , 23 years

View Profile Dec 11 2000

Bank Of The West

Acquisition: West Texas State Bank acquired a new subsidiary, Bank Of The West, 23 years

View Profile Dec 11 2000

Kermit State Bank

Acquisition: West Texas State Bank acquired a new subsidiary, Kermit State Bank, 23 years

View Profile Dec 11 2000

West Texas Bancshares Of Delaware, Inc.

West Texas Bancshares Of Delaware, Inc. became a new parent organization for West Texas State Bank.

View Profile Dec 31 1997

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Complete timeline for West Texas State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
West Texas Bancshares, Inc. Seller Acquisition Discontinued 6/28/2014
Computer Center Inc. Seller Pooling of Interests Discontinued 12/11/2000
Bank Of The West Seller 27,607 Pooling of Interests Discontinued 12/11/2000
Kermit State Bank Seller 58,229 Acquisition Discontinued 12/11/2000
Relationships Role Relationship Start Relationship End
West Texas Bancshares, Inc. Parent 5/1/2009 6/27/2014
West Texas Bancshares Of Delaware, Inc. Parent 12/31/1997 4/30/2009
West Texas Bancshares, Inc. Parent 7/1/1996 12/30/1997
Monahans Bancshares, Inc. Parent 1/2/1985 6/30/1996
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