Vitals
  • Total Assets
    391.7M 6.8 %
  • Total Deposits
    332.6M 11.4 %
  • Total Net Loans
    209.7M 20.7 %
  • Net Income
    4.5M 4.1 %
  • Book Value
    38.2M 0.1 %
  • Book Value x2
    76.4M 0.1 %
  • Book Value x3
    114.5M 0.1 %
ROAA

1.198

ROAE

11.41

Efficiency Ratio

57.552

Net Interest Margin

3.523

Balance Sheet Highlights
Financial Highlights West Milton State Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 391,711 784,148
Total Net Loans 209,715 559,183
Total Deposits 332,641 637,080
Total Equity 38,178 81,247
Profitability
Net Income 4,504 6,303
Return on Average Assets 1.198 .785
Return on Average Equity 11.41 7.431
Net Interest Margin 3.523 3.473
Efficiency Ratio 57.552 69.514
Noninterest Income/Revenue 16.982 18.146
Balance Sheet Ratios
Loan-to-Deposit 63.045 86.432
Securities/Assets .397 .178
Total Equity/Total Assets .097 .104
Tangible Equity/Tangible Assets .097 .094
Capital Adequacy
Tier 1 Common Capital 36,895 72,881
Tier 1 Capital 36,895 73,172
Tier 2 Capital 2,219 6,143
Total Capital 39,114 79,518
Total Risk Weighted Assets 267,405 578,873
Leverage Ratio 9.48 9.899
Common Equity Tier 1 Capital Ratio 13.8 13.811
Tier 1 Capital Ratio 13.8 13.878
Total Capital Ratio 14.63 15.103

Timeline for West Milton State Bank

Susquehanna Community Financial, Inc

Susquehanna Community Financial, Inc became a new parent organization for West Milton State Bank.

View Profile Jul 01 1992

West Milton Realty Co

West Milton Realty Co became a new subsidiary organization for West Milton State Bank.

View Profile Sep 24 1970

West Milton State Bank

West Milton State Bank was established 104 years ago and is currently headquartered in West Milton, PA.

Jan 01 1920
Relationships Role Relationship Start Relationship End
Susquehanna Community Financial, Inc Parent 7/1/1992
West Milton Realty Co Subsidary 9/24/1970 6/30/2000
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