Vitals
  • Total Assets
    398.8M -1.3 %
  • Total Deposits
    344.2M 2.3 %
  • Total Net Loans
    290.9M -1.2 %
  • Net Income
    6.1M 32.1 %
  • Book Value
    35.2M -17.1 %
  • Book Value x2
    70.4M -17.1 %
  • Book Value x3
    105.6M -17.1 %
ROAA

1.557

ROAE

16.29

Efficiency Ratio

59.922

Net Interest Margin

4.154

Balance Sheet Highlights
Financial Highlights Peoples Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 398,756 290,894
Total Net Loans 290,920 191,278
Total Deposits 344,230 246,407
Total Equity 35,189 31,125
Profitability
Net Income 6,081 2,670
Return on Average Assets 1.557 .919
Return on Average Equity 16.29 8.247
Net Interest Margin 4.154 3.499
Efficiency Ratio 59.922 67.9
Noninterest Income/Revenue 13.216 16.598
Balance Sheet Ratios
Loan-to-Deposit 84.513 72.669
Securities/Assets .151 .191
Total Equity/Total Assets .088 .107
Tangible Equity/Tangible Assets .079 .103
Capital Adequacy
Tier 1 Common Capital 32,851 29,670
Tier 1 Capital 32,851 29,720
Tier 2 Capital 3,235 2,112
Total Capital 36,086 31,905
Total Risk Weighted Assets 313,963 212,461
Leverage Ratio 8.25 10.62
Common Equity Tier 1 Capital Ratio 10.46 16.313
Tier 1 Capital Ratio 10.46 16.329
Total Capital Ratio 11.49 17.341

Timeline for Peoples Bank & Trust

Wemple State Bank

Acquisition: Peoples Bank & Trust acquired a new subsidiary, Wemple State Bank, 11 years

View Profile Dec 08 2012

White Hall Bank

Acquisition: Peoples Bank & Trust acquired a new subsidiary, White Hall Bank, 11 years

View Profile Dec 08 2012

Pana Federal Savings And Loan Association

Acquisition: Peoples Bank & Trust acquired a new subsidiary, Pana Federal Savings And Loan Association , 26 years

View Profile Feb 21 1998

People First Bancshares, Inc.

People First Bancshares, Inc. became a new parent organization for Peoples Bank & Trust.

View Profile Nov 14 1983

Peoples Bank & Trust

Peoples Bank & Trust was established 70 years ago and is currently headquartered in Pana, IL.

May 01 1954
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wemple State Bank Seller 71,249 Acquisition Discontinued 12/8/2012
White Hall Bank Seller 52,674 Acquisition Discontinued 12/8/2012
Pana Federal Savings And Loan Association Seller Pooling of Interests Discontinued 2/21/1998
Relationships Role Relationship Start Relationship End
People First Bancshares, Inc. Parent 11/14/1983
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