Vitals
  • Total Assets
    428.8M 22.8 %
  • Total Deposits
    367.6M 19.0 %
  • Total Net Loans
    337.0M 23.5 %
  • Net Income
    1.9M 53.5 %
  • Book Value
    40.5M 37.0 %
  • Book Value x2
    80.9M 37.0 %
  • Book Value x3
    121.4M 37.0 %
ROAA

.486

ROAE

5.177

Efficiency Ratio

71.72

Net Interest Margin

3.183

Balance Sheet Highlights
Financial Highlights Gold Coast Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 428,836 1,637,033
Total Net Loans 337,001 1,047,955
Total Deposits 367,564 1,296,950
Total Equity 40,458 187,165
Profitability
Net Income 1,900 13,254
Return on Average Assets .486 .773
Return on Average Equity 5.177 7.506
Net Interest Margin 3.183 3.19
Efficiency Ratio 71.72 65.064
Noninterest Income/Revenue 1.961 18.239
Balance Sheet Ratios
Loan-to-Deposit 91.685 73.986
Securities/Assets .124 .167
Total Equity/Total Assets .094 .114
Tangible Equity/Tangible Assets .094 .109
Capital Adequacy
Tier 1 Common Capital 40,748 154,500
Tier 1 Capital 40,748 155,066
Tier 2 Capital 3,558 9,750
Total Capital 44,306 168,084
Total Risk Weighted Assets 325,434 1,138,832
Leverage Ratio 9.9 10.188
Common Equity Tier 1 Capital Ratio 12.52 16.458
Tier 1 Capital Ratio 12.52 16.551
Total Capital Ratio 13.61 17.647

Timeline for Gold Coast Bank

Gold Coast Bank

Gold Coast Bank was established 16 years ago and is currently headquartered in Islandia, NY.

Mar 10 2008
Relationships Role Relationship Start Relationship End
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