Vitals
  • Total Assets
    409.6M 8.4 %
  • Total Deposits
    360.4M 9.7 %
  • Total Net Loans
    269.7M 14.7 %
  • Net Income
    6.8M 63.5 %
  • Book Value
    36.1M 13.2 %
  • Book Value x2
    72.1M 13.2 %
  • Book Value x3
    108.2M 13.2 %
ROAA

1.765

ROAE

19.662

Efficiency Ratio

68.169

Net Interest Margin

4.011

Balance Sheet Highlights
Financial Highlights F & M Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 409,577 202,868
Total Net Loans 269,697 137,756
Total Deposits 360,359 172,449
Total Equity 36,060 21,595
Profitability
Net Income 6,766 2,672
Return on Average Assets 1.765 1.261
Return on Average Equity 19.662 11.655
Net Interest Margin 4.011 4.163
Efficiency Ratio 68.169 67.201
Noninterest Income/Revenue 26.126 16.695
Balance Sheet Ratios
Loan-to-Deposit 74.841 75.305
Securities/Assets .21 .172
Total Equity/Total Assets .088 .106
Tangible Equity/Tangible Assets .085 .104
Capital Adequacy
Tier 1 Common Capital 35,582 21,413
Tier 1 Capital 35,582 21,413
Tier 2 Capital 3,779 1,666
Total Capital 39,361 23,103
Total Risk Weighted Assets 314,148 150,667
Leverage Ratio 9.03 10.837
Common Equity Tier 1 Capital Ratio 11.33 15.74
Tier 1 Capital Ratio 11.33 15.742
Total Capital Ratio 12.53 16.809

Timeline for F & M Bank

First Capital Bank

Acquisition: F & M Bank acquired a new subsidiary, First Capital Bank, 11 years

View Profile Jun 09 2012

F & M Bank, National Association, Oklahoma City, Oklahoma

Acquisition: F & M Bank acquired a new subsidiary, F & M Bank, National Association, Oklahoma City, Oklahoma, 12 years

View Profile Oct 24 2011

Vaquero Investments, Llc

Vaquero Investments, Llc became a new subsidiary organization for F & M Bank.

View Profile Oct 24 2011

The Bank Of Crescent

Acquisition: F & M Bank acquired a new subsidiary, The Bank Of Crescent, 28 years

View Profile Jun 24 1995

F&M Bancshares, Inc.

F&M Bancshares, Inc. became a new parent organization for F & M Bank.

View Profile May 01 1974

Want to see more?

Complete timeline for F & M Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Capital Bank Seller 44,448 Failure 6/9/2012
F & M Bank, National Association, Oklahoma City, Oklahoma Seller 80,858 Acquisition Discontinued 10/24/2011
The Bank Of Crescent Seller 10,154 Acquisition Discontinued 6/24/1995
Relationships Role Relationship Start Relationship End
F&M Bancshares, Inc. Parent 10/24/2011
F&M Bancshares, Inc. Parent 10/16/2001 7/15/2005
F&M Bancshares, Inc. Parent 12/31/1988 10/15/2001
F&M Bancshares, Inc. Parent 5/1/1974 12/30/1988
Vaquero Investments, Llc Subsidary 10/24/2011
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