Vitals
  • Total Assets
    408.5M 12.7 %
  • Total Deposits
    340.1M 14.8 %
  • Total Net Loans
    342.6M 12.9 %
  • Net Income
    4.6M 13.0 %
  • Book Value
    34.6M 11.4 %
  • Book Value x2
    69.2M 11.4 %
  • Book Value x3
    103.7M 11.4 %
ROAA

1.177

ROAE

13.95

Efficiency Ratio

49.656

Net Interest Margin

4.081

Balance Sheet Highlights
Financial Highlights Main Street Bank Corp. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 408,530 360,672
Total Net Loans 342,583 251,469
Total Deposits 340,088 299,214
Total Equity 34,576 38,258
Profitability
Net Income 4,565 3,285
Return on Average Assets 1.177 .706
Return on Average Equity 13.95 6.418
Net Interest Margin 4.081 3.744
Efficiency Ratio 49.656 72.606
Noninterest Income/Revenue 1.799 20.548
Balance Sheet Ratios
Loan-to-Deposit 100.734 76.49
Securities/Assets .086 .175
Total Equity/Total Assets .085 .106
Tangible Equity/Tangible Assets .085 .096
Capital Adequacy
Tier 1 Common Capital 34,576 35,874
Tier 1 Capital 34,576 36,036
Tier 2 Capital 3,653 2,393
Total Capital 38,229 38,423
Total Risk Weighted Assets 291,594 244,928
Leverage Ratio 8.52 10.924
Common Equity Tier 1 Capital Ratio 11.86 18.341
Tier 1 Capital Ratio 11.86 18.347
Total Capital Ratio 13.11 19.449

Timeline for Main Street Bank Corp.

Main Street Financial Services Corp

Main Street Financial Services Corp became a new parent organization for Main Street Bank Corp..

View Profile Jun 20 2003

Main Street Bank Corp.

Main Street Bank Corp. was established 22 years ago and is currently headquartered in Wheeling, WV.

Jun 20 2001
Relationships Role Relationship Start Relationship End
Main Street Financial Services Corp Parent 6/20/2003
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