Vitals
  • Total Assets
    424.3M 3.8 %
  • Total Deposits
    379.5M 3.8 %
  • Total Net Loans
    232.6M -5.1 %
  • Net Income
    3.0M 46.4 %
  • Book Value
    44.0M 3.6 %
  • Book Value x2
    87.9M 3.6 %
  • Book Value x3
    131.9M 3.6 %
ROAA

.749

ROAE

6.96

Efficiency Ratio

75.625

Net Interest Margin

3.052

Balance Sheet Highlights
Financial Highlights Midsouth Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 424,323 266,812
Total Net Loans 232,598 157,006
Total Deposits 379,452 227,200
Total Equity 43,958 30,855
Profitability
Net Income 3,006 2,603
Return on Average Assets .749 .91
Return on Average Equity 6.96 7.525
Net Interest Margin 3.052 3.872
Efficiency Ratio 75.625 69.238
Noninterest Income/Revenue 17.406 15.218
Balance Sheet Ratios
Loan-to-Deposit 61.298 65.031
Securities/Assets .2 .23
Total Equity/Total Assets .104 .116
Tangible Equity/Tangible Assets .104 .114
Capital Adequacy
Tier 1 Common Capital 43,980 30,655
Tier 1 Capital 43,980 30,655
Tier 2 Capital 3,864 1,864
Total Capital 47,844 32,526
Total Risk Weighted Assets 307,955 184,216
Leverage Ratio 10.73 11.829
Common Equity Tier 1 Capital Ratio 14.28 18.757
Tier 1 Capital Ratio 14.28 18.762
Total Capital Ratio 15.54 19.824

Timeline for Midsouth Bank

Msb Eufaula, Llc

Msb Eufaula, Llc became a new subsidiary organization for Midsouth Bank.

View Profile Nov 19 2007

Msb 231, Llc

Msb 231, Llc became a new subsidiary organization for Midsouth Bank.

View Profile Sep 27 2007

Barbour County Bank

Acquisition: Midsouth Bank acquired a new subsidiary, Barbour County Bank, 21 years

View Profile Jan 01 2003

Midsouth Bancorporation

Midsouth Bancorporation became a new parent organization for Midsouth Bank.

View Profile Nov 18 1985

Midsouth Bank

Midsouth Bank was established 112 years ago and is currently headquartered in Dothan, AL.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Barbour County Bank Seller 96,885 Pooling of Interests Discontinued 1/1/2003
Relationships Role Relationship Start Relationship End
Midsouth Bancorporation Parent 12/19/1986
Midsouth Bancorporation Parent 1/9/1986 12/18/1986
Midsouth Bancorporation Parent 12/31/1985 1/8/1986
Midsouth Bancorporation Parent 11/18/1985 12/30/1985
Msb 231, Llc Subsidary 9/27/2007
Msb Eufaula, Llc Subsidary 11/19/2007
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