Efficiency Ratio Over Time
Efficiency Ratio West Texas State Bank All Insured Commercial Banks in Texas
12-31-2016 62.876 66.762
09-30-2016 56.556 66.187
06-30-2016 66.242 66.286
03-31-2016 65.425 66.484
12-31-2015 65.558 67.473
09-30-2015 64.021 67.019
06-30-2015 63.017 67.62
03-31-2015 63.59 68.379
12-31-2014 67.791 67.933
09-30-2014 60.449 67.76
06-30-2014 69.437 68.348
03-31-2014 69.189 69.161
12-31-2013 61.275 70.01
09-30-2013 56.476 69.448
06-30-2013 56.421 70.111
03-31-2013 54.436 71.168
12-31-2012 57.264 70.289
09-30-2012 54.674 69.365
06-30-2012 54.461 69.7
03-31-2012 55.361 69.836
12-31-2011 58.572 71.203
09-30-2011 56.994 70.717
06-30-2011 58.471 71.672
03-31-2011 57.489 72.166
12-31-2010 62.437 72.798
09-30-2010 57.212 71.344
06-30-2010 57.986 71.672
03-31-2010 59.835 72.124
12-31-2009 58.541 72.899
09-30-2009 56.275 71.928
06-30-2009 55.576 72.628
03-31-2009 55.507 71.399
12-31-2008 48.36 70.933
09-30-2008 52.78 69.839
06-30-2008 53.613 70.152
03-31-2008 51.876 69.753
12-31-2007 46.435 68.047
09-30-2007 45.427 66.762
06-30-2007 46.075 66.933
03-31-2007 46.042 66.629
12-31-2006 48.655 66.288
09-30-2006 47.736 64.993
06-30-2006 49.656 65.249
03-31-2006 49.83 65.978
12-31-2005 53.849 67.153
09-30-2005 54.93 66.756
06-30-2005 56.594 67.031
03-31-2005 58.564 67.486
12-31-2004 64.231 69.184
09-30-2004 66.606 68.305
06-30-2004 68.453 68.807
03-31-2004 69.017 69.055
12-31-2003 66.467 69.41
09-30-2003 66.013 68.526
06-30-2003 65.79 68.452
03-31-2003 66.046 68.632
12-31-2002 64.842 67.534