Vitals
  • Total Assets
    387.3M 8.1 %
  • Total Deposits
    317.8M 7.8 %
  • Total Net Loans
    289.9M 6.6 %
  • Net Income
    3.4M 14.5 %
  • Book Value
    50.5M 3.5 %
  • Book Value x2
    101.0M 3.5 %
  • Book Value x3
    151.5M 3.5 %
ROAA

.923

ROAE

6.946

Efficiency Ratio

56.381

Net Interest Margin

3.757

Balance Sheet Highlights
Financial Highlights 21St Century Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 387,326 147,703
Total Net Loans 289,925 97,223
Total Deposits 317,757 126,600
Total Equity 50,515 15,565
Profitability
Net Income 3,439 1,683
Return on Average Assets .923 1.08
Return on Average Equity 6.946 9.905
Net Interest Margin 3.757 3.845
Efficiency Ratio 56.381 68.21
Noninterest Income/Revenue 6.948 13.68
Balance Sheet Ratios
Loan-to-Deposit 91.241 75.205
Securities/Assets .157 .174
Total Equity/Total Assets .13 .105
Tangible Equity/Tangible Assets .13 .103
Capital Adequacy
Tier 1 Common Capital 51,298 15,225
Tier 1 Capital 51,298 15,232
Tier 2 Capital 1,588 1,135
Total Capital 52,886 16,386
Total Risk Weighted Assets 272,432 105,251
Leverage Ratio 13.43 10.475
Common Equity Tier 1 Capital Ratio 18.83 15.3
Tier 1 Capital Ratio 18.83 15.308
Total Capital Ratio 19.41 16.398

Timeline for 21St Century Bank

State Bank Of Loretto

Acquisition: 21St Century Bank acquired a new subsidiary, State Bank Of Loretto, 19 years

View Profile Sep 03 2004

21St Century Bank

Acquisition: 21St Century Bank acquired a new subsidiary, 21St Century Bank, 21 years

View Profile Nov 09 2002

Crosstown Holding Company

Crosstown Holding Company became a new parent organization for 21St Century Bank.

View Profile Jul 15 1981

21St Century Bank

21St Century Bank was established 106 years ago and is currently headquartered in Loretto, MN.

Jun 02 1917
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Loretto Seller 98,886 Acquisition Discontinued 9/3/2004
21St Century Bank Seller 51,028 Pooling of Interests Discontinued 11/9/2002
Relationships Role Relationship Start Relationship End
Crosstown Holding Company Parent 7/15/1981
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