Vitals
  • Total Assets
    373.1M 1.7 %
  • Total Deposits
    321.8M 1.4 %
  • Total Net Loans
    262.6M 10.5 %
  • Net Income
    4.7M 6.1 %
  • Book Value
    48.3M 3.2 %
  • Book Value x2
    96.6M 3.2 %
  • Book Value x3
    144.8M 3.2 %
ROAA

1.275

ROAE

9.665

Efficiency Ratio

63.197

Net Interest Margin

4.556

Balance Sheet Highlights
Financial Highlights Fnb Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 373,094 266,812
Total Net Loans 262,595 157,006
Total Deposits 321,826 227,200
Total Equity 48,282 30,855
Profitability
Net Income 4,721 2,603
Return on Average Assets 1.275 .91
Return on Average Equity 9.665 7.525
Net Interest Margin 4.556 3.872
Efficiency Ratio 63.197 69.238
Noninterest Income/Revenue 15.219 15.218
Balance Sheet Ratios
Loan-to-Deposit 81.595 65.031
Securities/Assets .206 .23
Total Equity/Total Assets .129 .116
Tangible Equity/Tangible Assets .129 .114
Capital Adequacy
Tier 1 Common Capital 48,242 30,655
Tier 1 Capital 48,242 30,655
Tier 2 Capital 3,206 1,864
Total Capital 51,448 32,526
Total Risk Weighted Assets 288,761 184,216
Leverage Ratio 12.91 11.829
Common Equity Tier 1 Capital Ratio 16.71 18.757
Tier 1 Capital Ratio 16.71 18.762
Total Capital Ratio 17.82 19.824

Timeline for Fnb Bank

Jackson Financial Services, Inc.

Jackson Financial Services, Inc. became a new subsidiary organization for Fnb Bank.

View Profile Oct 19 1988

Northeast State Bank Of Alabama

Acquisition: Fnb Bank acquired a new subsidiary, Northeast State Bank Of Alabama, 37 years

View Profile Jul 01 1986

Fns Bancshares, Inc.

Fns Bancshares, Inc. became a new parent organization for Fnb Bank.

View Profile Jun 30 1986

American Nb Of

Acquisition: Fnb Bank acquired a new subsidiary, American Nb Of , 54 years

View Profile Aug 01 1969

Fnb Bank

Fnb Bank was established 117 years ago and is currently headquartered in Scottsboro, AL.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northeast State Bank Of Alabama Seller 13,888 Discontinued 7/1/1986
American Nb Of Seller Discontinued 8/1/1969
Relationships Role Relationship Start Relationship End
Fns Bancshares, Inc. Parent 6/30/1986
Jackson Financial Services, Inc. Subsidary 6/30/2007 12/31/2012
Jackson Financial Services, Inc. Subsidary 10/19/1988 6/29/2007
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