Vitals
  • Total Assets
    369.5M 14.8 %
  • Total Deposits
    317.6M 15.0 %
  • Total Net Loans
    297.7M 9.3 %
  • Net Income
    3.5M 13.9 %
  • Book Value
    36.5M 29.3 %
  • Book Value x2
    73.0M 29.3 %
  • Book Value x3
    109.6M 29.3 %
ROAA

.957

ROAE

10.072

Efficiency Ratio

61.748

Net Interest Margin

5.294

Balance Sheet Highlights
Financial Highlights Centennial Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 369,502 350,717
Total Net Loans 297,691 240,957
Total Deposits 317,581 296,573
Total Equity 36,523 37,152
Profitability
Net Income 3,506 3,593
Return on Average Assets .957 .956
Return on Average Equity 10.072 8.82
Net Interest Margin 5.294 4.036
Efficiency Ratio 61.748 69.386
Noninterest Income/Revenue 8.735 17.129
Balance Sheet Ratios
Loan-to-Deposit 93.737 77.925
Securities/Assets .042 .166
Total Equity/Total Assets .099 .106
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 34,748 35,983
Tier 1 Capital 34,748 36,157
Tier 2 Capital 4,119 2,649
Total Capital 38,867 38,803
Total Risk Weighted Assets 326,492 253,332
Leverage Ratio 9.35 10.564
Common Equity Tier 1 Capital Ratio 10.64 15.215
Tier 1 Capital Ratio 10.64 15.278
Total Capital Ratio 11.9 16.362

Timeline for Centennial Bank

Medina Banking Co.

Acquisition: Centennial Bank acquired a new subsidiary, Medina Banking Co., 8 years

View Profile Jan 01 2016

Citizens City & County Bank

Acquisition: Centennial Bank acquired a new subsidiary, Citizens City & County Bank, 16 years

View Profile Aug 24 2007

Farmers & Merchants Holdings Inc

Farmers & Merchants Holdings Inc became a new subsidiary organization for Centennial Bank.

View Profile Oct 19 1994

F & M Bancshares, Inc.

F & M Bancshares, Inc. became a new parent organization for Centennial Bank.

View Profile Oct 22 1985

Centennial Bank

Centennial Bank was established 108 years ago and is currently headquartered in Trezevant, TN.

Jan 01 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Medina Banking Co. Seller 46,702 Acquisition Discontinued 1/1/2016
Citizens City & County Bank Seller 29,879 Pooling of Interests Discontinued 8/24/2007
Relationships Role Relationship Start Relationship End
F & M Bancshares, Inc. Parent 10/22/1985
Farmers & Merchants Holdings Inc Subsidary 6/30/2007
Farmers & Merchants Holdings Inc Subsidary 10/19/1994 6/29/2007
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