Vitals
  • Total Assets
    376.5M 9.7 %
  • Total Deposits
    328.0M 13.1 %
  • Total Net Loans
    275.2M 13.2 %
  • Net Income
    3.8M 19.2 %
  • Book Value
    35.9M 0.1 %
  • Book Value x2
    71.8M 0.1 %
  • Book Value x3
    107.6M 0.1 %
ROAA

1.045

ROAE

10.237

Efficiency Ratio

72.752

Net Interest Margin

3.985

Balance Sheet Highlights
Financial Highlights First Community Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 376,529 266,812
Total Net Loans 275,240 157,006
Total Deposits 327,980 227,200
Total Equity 35,880 30,855
Profitability
Net Income 3,764 2,603
Return on Average Assets 1.045 .91
Return on Average Equity 10.237 7.525
Net Interest Margin 3.985 3.872
Efficiency Ratio 72.752 69.238
Noninterest Income/Revenue 16.384 15.218
Balance Sheet Ratios
Loan-to-Deposit 83.92 65.031
Securities/Assets .18 .23
Total Equity/Total Assets .095 .116
Tangible Equity/Tangible Assets .095 .114
Capital Adequacy
Tier 1 Common Capital 37,143 30,655
Tier 1 Capital 37,143 30,655
Tier 2 Capital 3,091 1,864
Total Capital 40,234 32,526
Total Risk Weighted Assets 286,081 184,216
Leverage Ratio 10.08 11.829
Common Equity Tier 1 Capital Ratio 12.98 18.757
Tier 1 Capital Ratio 12.98 18.762
Total Capital Ratio 14.06 19.824

Timeline for First Community Bank

Southwest Banc Shares, Inc.

Southwest Banc Shares, Inc. became a new parent organization for First Community Bank.

View Profile Jul 29 1985

West Alabama Insurance Market, Inc.

West Alabama Insurance Market, Inc. became a new subsidiary organization for First Community Bank.

View Profile Jul 29 1985

First Community Bank

First Community Bank was established 114 years ago and is currently headquartered in Chatom, AL.

Jul 08 1909
Relationships Role Relationship Start Relationship End
Southwest Banc Shares, Inc. Parent 7/29/1985
West Alabama Insurance Market, Inc. Subsidary 7/29/1985 8/31/2001
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