First Community Bank
Chatom, AL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Community Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 13,038 | 8,354 |
Income from Lease Financing Receivables | — | 0 |
171 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 88 | 30 |
Income on Loans and Leases (TE) | 13,126 | 8,404 |
Investment Interest Income (TE) | 2,140 | 1,854 |
Total Interest Income (TE) | 15,341 | 10,667 |
Total Interest Expense | 1,739 | 1,209 |
Net Interest Income (TE) | 13,602 | 9,419 |
Non-Interest Income | 3,006 | 1,915 |
Adjusted Operating Income (TE) | 16,608 | 11,331 |
Non-interest Expense | 12,083 | 7,466 |
Provision for Loan & Lease Losses | 303 | 339 |
Pretax Operating Income (TE) | 4,222 | 3,581 |
Pretax Net Operating Income (TE) | 4,427 | 3,690 |
Applicable Income Taxes | 172 | 694 |
Net Operating Income | 3,764 | 2,603 |
Net Income | 3,764 | 2,603 |
Cash Dividends Declared | 2,060 | 1,049 |
Retained Earnings | 1,704 | 1,520 |