Vitals
  • Total Assets
    74.8M -2.5 %
  • Total Deposits
    66.9M -3.3 %
  • Total Net Loans
    54.7M 0.2 %
  • Net Income
    485000.0000 -12.9 %
  • Book Value
    7.8M 7.2 %
  • Book Value x2
    15.5M 7.2 %
  • Book Value x3
    23.3M 7.2 %
ROAA

1.246

ROAE

12.485

Efficiency Ratio

71.831

Net Interest Margin

4.766

Balance Sheet Highlights
Financial Highlights The Vernon Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 74,768 311,277
Total Net Loans 54,679 199,982
Total Deposits 66,923 267,035
Total Equity 7,774 33,598
Profitability
Net Income 485 1,724
Return on Average Assets 1.246 1.099
Return on Average Equity 12.485 10.358
Net Interest Margin 4.766 4.03
Efficiency Ratio 71.831 67.899
Noninterest Income/Revenue 15.512 14.645
Balance Sheet Ratios
Loan-to-Deposit 81.704 71.35
Securities/Assets .15 .229
Total Equity/Total Assets .104 .108
Tangible Equity/Tangible Assets .104 .107
Capital Adequacy
Tier 1 Common Capital 7,642 32,787
Tier 1 Capital 7,642 33,172
Tier 2 Capital 476 2,121
Total Capital 8,118 35,327
Total Risk Weighted Assets 47,028 217,060
Leverage Ratio 9.89 10.758
Common Equity Tier 1 Capital Ratio 16.25 17.398
Tier 1 Capital Ratio 16.25 17.467
Total Capital Ratio 17.26 18.48

Timeline for The Vernon Bank

Merchants & Farmers Bank & Trust Company

The Vernon Bank was acquired by Merchants & Farmers Bank & Trust Company 8 years

View Profile Jul 01 2015

Vernon Bancshares, Inc.

Vernon Bancshares, Inc. became a new parent organization for The Vernon Bank.

View Profile Mar 18 1986

The Vernon Bank

The Vernon Bank was established 90 years ago and is currently headquartered in Leesville, LA.

Sep 05 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Merchants & Farmers Bank & Trust Company Buyer 379,146 Acquisition Discontinued 7/1/2015
Relationships Role Relationship Start Relationship End
Vernon Bancshares, Inc. Parent 9/1/2001 6/30/2015
Vernon Bancshares, Inc. Parent 5/17/2000 8/31/2001
Vernon Bancshares, Inc. Parent 7/26/1999 5/16/2000
Vernon Bancshares, Inc. Parent 11/14/1997 7/25/1999
Vernon Bancshares, Inc. Parent 7/25/1995 11/13/1997
Vernon Bancshares, Inc. Parent 3/13/1995 7/24/1995
Vernon Bancshares, Inc. Parent 7/7/1993 3/12/1995
Vernon Bancshares, Inc. Parent 3/31/1990 7/6/1993
Vernon Bancshares, Inc. Parent 6/30/1988 3/30/1990
Vernon Bancshares, Inc. Parent 6/30/1987 6/29/1988
Vernon Bancshares, Inc. Parent 3/18/1986 6/29/1987
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