Merchants & Farmers Bank & Trust Company
Leesville, LA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Merchants & Farmers Bank & Trust Company | All Insured Commercial Banks in Louisiana |
Interest and Fees on Loans | 11,084 | 12,249 |
Income from Lease Financing Receivables | — | 0 |
— | 11 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 11,084 | 12,303 |
Investment Interest Income (TE) | 3,086 | 1,723 |
Total Interest Income (TE) | 14,268 | 14,309 |
Total Interest Expense | 1,265 | 1,286 |
Net Interest Income (TE) | 13,003 | 13,025 |
Non-Interest Income | 3,413 | 2,369 |
Adjusted Operating Income (TE) | 16,416 | 15,580 |
Non-interest Expense | 11,194 | 10,422 |
Provision for Loan & Lease Losses | 867 | 665 |
Pretax Operating Income (TE) | 4,355 | 3,985 |
Pretax Net Operating Income (TE) | 4,664 | 4,088 |
Applicable Income Taxes | 941 | 519 |
Net Operating Income | 3,090 | 3,221 |
Net Income | 3,090 | 3,221 |
Cash Dividends Declared | 456 | 1,724 |
Retained Earnings | 2,634 | 1,267 |