Vitals
  • Total Assets
    394.3M 7.1 %
  • Total Deposits
    318.2M 2.1 %
  • Total Net Loans
    217.8M 7.1 %
  • Net Income
    2.4M 6.1 %
  • Book Value
    42.3M 7.9 %
  • Book Value x2
    84.6M 7.9 %
  • Book Value x3
    126.9M 7.9 %
ROAA

.827

ROAE

7.862

Efficiency Ratio

70.081

Net Interest Margin

3.422

Balance Sheet Highlights
Financial Highlights Mercer County State Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 394,291 766,704
Total Net Loans 217,790 542,727
Total Deposits 318,199 619,392
Total Equity 42,300 82,242
Profitability
Net Income 2,408 4,638
Return on Average Assets .827 .786
Return on Average Equity 7.862 7.437
Net Interest Margin 3.422 3.479
Efficiency Ratio 70.081 69.712
Noninterest Income/Revenue 17.926 18.843
Balance Sheet Ratios
Loan-to-Deposit 68.445 85.202
Securities/Assets .366 .179
Total Equity/Total Assets .107 .107
Tangible Equity/Tangible Assets .101 .097
Capital Adequacy
Tier 1 Common Capital 38,194 71,521
Tier 1 Capital 38,194 71,989
Tier 2 Capital 2,667 6,035
Total Capital 40,861 78,248
Total Risk Weighted Assets 261,684 562,227
Leverage Ratio 9.81 10.024
Common Equity Tier 1 Capital Ratio 14.6 13.988
Tier 1 Capital Ratio 14.6 14.084
Total Capital Ratio 15.61 15.294

Timeline for Mercer County State Bank

Mcquiston Insurance, Inc

Mcquiston Insurance, Inc became a new subsidiary organization for Mercer County State Bank.

View Profile Oct 01 2004

Mcsb Insurance Services, Llc

Mcsb Insurance Services, Llc became a new subsidiary organization for Mercer County State Bank.

View Profile Aug 27 2002

The First National Bank Of Stoneboro

Acquisition: Mercer County State Bank acquired a new subsidiary, The First National Bank Of Stoneboro, 33 years

View Profile Dec 01 1990

Mercer County State Bancorp, Inc.

Mercer County State Bancorp, Inc. became a new parent organization for Mercer County State Bank.

View Profile Dec 01 1987

The First National Bank Of Stoneboro

The First National Bank Of Stoneboro became a new subsidiary organization for Mercer County State Bank.

View Profile Dec 31 1970

Want to see more?

Complete timeline for Mercer County State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Stoneboro Seller 19,912 Discontinued 12/1/1990
Relationships Role Relationship Start Relationship End
Mercer County State Bancorp, Inc. Parent 12/1/1987
Mcsb Insurance Services, Llc Subsidary 6/30/2007
Mcquiston Insurance, Inc Subsidary 6/30/2007
Mcsb Insurance Services, Llc Subsidary 8/27/2002 6/29/2007
Mcquiston Insurance, Inc Subsidary 10/1/2004 6/29/2007
The First National Bank Of Stoneboro Subsidary 12/31/1982 11/30/1987
The First National Bank Of Stoneboro Subsidary 12/31/1981 12/30/1982
The First National Bank Of Stoneboro Subsidary 12/31/1970 12/30/1981
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