Mercer County State Bank
Sandy Lake, PA — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Mercer County State Bank | All Insured Commercial Banks in Pennsylvania |
| 09-30-2016 | 3.422 | 3.479 |
| 06-30-2016 | 3.444 | 3.497 |
| 03-31-2016 | 3.475 | 3.502 |
| 12-31-2015 | 3.659 | 3.514 |
| 09-30-2015 | 3.657 | 3.523 |
| 06-30-2015 | 3.686 | 3.523 |
| 03-31-2015 | 3.774 | 3.525 |
| 12-31-2014 | 3.9 | 3.569 |
| 09-30-2014 | 3.891 | 3.578 |
| 06-30-2014 | 3.74 | 3.578 |
| 03-31-2014 | 3.693 | 3.551 |
| 12-31-2013 | 3.503 | 3.561 |
| 09-30-2013 | 3.438 | 3.588 |
| 06-30-2013 | 3.395 | 3.584 |
| 03-31-2013 | 3.386 | 3.582 |
| 12-31-2012 | 3.429 | 3.689 |
| 09-30-2012 | 3.432 | 3.714 |
| 06-30-2012 | 3.435 | 3.711 |
| 03-31-2012 | 3.426 | 3.73 |
| 12-31-2011 | 3.719 | 3.775 |
| 09-30-2011 | 3.798 | 3.782 |
| 06-30-2011 | 3.904 | 3.768 |
| 03-31-2011 | 3.8 | 3.773 |
| 12-31-2010 | 3.751 | 3.708 |
| 09-30-2010 | 3.859 | 3.68 |
| 06-30-2010 | 3.838 | 3.665 |
| 03-31-2010 | 3.871 | 3.624 |
| 12-31-2009 | 3.779 | 3.489 |
| 09-30-2009 | 3.8 | 3.457 |
| 06-30-2009 | 3.83 | 3.43 |
| 03-31-2009 | 3.848 | 3.437 |
| 12-31-2008 | 3.68 | 3.569 |
| 09-30-2008 | 3.605 | 3.566 |
| 06-30-2008 | 3.563 | 3.546 |
| 03-31-2008 | 3.496 | 3.52 |
| 12-31-2007 | 3.616 | 3.545 |
| 09-30-2007 | 3.621 | 3.53 |
| 06-30-2007 | 3.601 | 3.517 |
| 03-31-2007 | 3.55 | 3.49 |
| 12-31-2006 | 3.512 | 3.61 |
| 09-30-2006 | 3.504 | 3.639 |
| 06-30-2006 | 3.517 | 3.634 |
| 03-31-2006 | 3.46 | 3.634 |
| 12-31-2005 | 3.301 | 3.707 |
| 09-30-2005 | 3.252 | 3.706 |
| 06-30-2005 | 3.216 | 3.702 |
| 03-31-2005 | 3.188 | 3.7 |
| 12-31-2004 | 3.136 | 3.678 |
| 09-30-2004 | 3.093 | 3.669 |
| 06-30-2004 | 3.042 | 3.695 |
| 03-31-2004 | 2.979 | 3.726 |
| 12-31-2003 | 3.08 | 3.764 |
| 09-30-2003 | 3.045 | 3.773 |
| 06-30-2003 | 3.049 | 3.824 |
| 03-31-2003 | 2.994 | 3.846 |
| 12-31-2002 | 3.445 | 3.993 |