Vitals
  • Total Assets
    118.0M 27.3 %
  • Total Deposits
    95.8M 19.8 %
  • Total Net Loans
    85.9M 15.0 %
  • Net Income
    88000.0000 -80.3 %
  • Book Value
    20.1M 90.3 %
  • Book Value x2
    40.2M 90.3 %
  • Book Value x3
    60.2M 90.3 %
ROAA

2.638

ROAE

15.716

Efficiency Ratio

16.931

Net Interest Margin

4.619

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 118,008 249,300
Total Net Loans 85,912 171,913
Total Deposits 95,791 203,184
Total Equity 20,079 23,401
Profitability
Net Income 88 5,512
Return on Average Assets 2.638 1.296
Return on Average Equity 15.716 14.571
Net Interest Margin 4.619 4.355
Efficiency Ratio 16.931 70.265
Noninterest Income/Revenue 6.383 10.491
Balance Sheet Ratios
Loan-to-Deposit 89.687 83.959
Securities/Assets .017 .372
Total Equity/Total Assets .17 .094
Tangible Equity/Tangible Assets .068 -.087
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,468 22,538
Tier 2 Capital 1,167 2,146
Total Capital 10,635 24,771
Total Risk Weighted Assets 94,537 186,441
Leverage Ratio 151.1 10.609
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.02 14.395
Total Capital Ratio 11.25 15.516

Timeline for First National Bank

Ameris Bank

First National Bank was acquired by Ameris Bank 18 years

View Profile Mar 04 2006

Ameris Bancorp

Ameris Bancorp became a new parent organization for First National Bank.

View Profile Dec 17 2005

First National Banc, Inc.

First National Banc, Inc. became a new parent organization for First National Bank.

View Profile Mar 31 2004

First National Bank

First National Bank was established 24 years ago and is currently headquartered in Orange Park, FL.

Nov 22 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Pooling of Interests Discontinued 3/4/2006
Relationships Role Relationship Start Relationship End
Ameris Bancorp Parent 12/17/2005 3/3/2006
First National Banc, Inc. Parent 3/31/2004 12/16/2005
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