Net Income Analysis ( % relative to Total Revenue )
Income Statement First National Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 248 10,638
Income from Lease Financing Receivables — 438
— 140
Estimated Tax Benefit from Tax-Exempt Loan Income — 70
Income on Loans and Leases (TE) 248 10,648
Investment Interest Income (TE) 1 1,777
Total Interest Income (TE) 264 12,805
Total Interest Expense 93 3,889
Net Interest Income (TE) 171 8,911
Non-Interest Income 18 1,501
Adjusted Operating Income (TE) 189 10,396
Non-interest Expense 32 6,363
Provision for Loan & Lease Losses — 744
Pretax Operating Income (TE) 157 7,958
Pretax Net Operating Income (TE) 144 7,947
Applicable Income Taxes 56 3,102
Net Operating Income 88 5,492
Net Income 88 5,512
Cash Dividends Declared — 3,348
Retained Earnings 88 3,990