First National Bank
Orange Park, FL — Domestic Branch of a Domestic Bank
Acquired Mar 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank | All Insured Commercial Banks in Florida |
Interest and Fees on Loans | 248 | 10,638 |
Income from Lease Financing Receivables | — | 438 |
— | 140 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 70 |
Income on Loans and Leases (TE) | 248 | 10,648 |
Investment Interest Income (TE) | 1 | 1,777 |
Total Interest Income (TE) | 264 | 12,805 |
Total Interest Expense | 93 | 3,889 |
Net Interest Income (TE) | 171 | 8,911 |
Non-Interest Income | 18 | 1,501 |
Adjusted Operating Income (TE) | 189 | 10,396 |
Non-interest Expense | 32 | 6,363 |
Provision for Loan & Lease Losses | — | 744 |
Pretax Operating Income (TE) | 157 | 7,958 |
Pretax Net Operating Income (TE) | 144 | 7,947 |
Applicable Income Taxes | 56 | 3,102 |
Net Operating Income | 88 | 5,492 |
Net Income | 88 | 5,512 |
Cash Dividends Declared | — | 3,348 |
Retained Earnings | 88 | 3,990 |