Vitals
  • Total Assets
    473.4M 19.8 %
  • Total Deposits
    346.4M -0.7 %
  • Total Net Loans
    398.3M 22.4 %
  • Net Income
    6.9M 22.9 %
  • Book Value
    49.1M 11.3 %
  • Book Value x2
    98.1M 11.3 %
  • Book Value x3
    147.2M 11.3 %
ROAA

1.566

ROAE

14.723

Efficiency Ratio

48.815

Net Interest Margin

4.855

Balance Sheet Highlights
Financial Highlights Fidelity Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 473,401 358,087
Total Net Loans 398,305 213,533
Total Deposits 346,443 308,027
Total Equity 49,072 38,740
Profitability
Net Income 6,854 3,845
Return on Average Assets 1.566 1.025
Return on Average Equity 14.723 9.415
Net Interest Margin 4.855 3.773
Efficiency Ratio 48.815 66.762
Noninterest Income/Revenue 7.291 16.375
Balance Sheet Ratios
Loan-to-Deposit 114.97 65.494
Securities/Assets .026 .214
Total Equity/Total Assets .104 .108
Tangible Equity/Tangible Assets .098 .104
Capital Adequacy
Tier 1 Common Capital 47,124 37,278
Tier 1 Capital 47,124 37,303
Tier 2 Capital 4,904 2,526
Total Capital 52,028 39,866
Total Risk Weighted Assets 392,234 237,367
Leverage Ratio 10.17 10.563
Common Equity Tier 1 Capital Ratio 12.01 18.073
Tier 1 Capital Ratio 12.01 18.097
Total Capital Ratio 13.26 19.169

Timeline for Fidelity Bank

The First National Bank Of Byers

Acquisition: Fidelity Bank acquired a new subsidiary, The First National Bank Of Byers, 10 years

View Profile Apr 26 2014

Fb Bancshares, Inc.

Fb Bancshares, Inc. became a new parent organization for Fidelity Bank.

View Profile Dec 21 2007

Fidelity Bank

Fidelity Bank was established 21 years ago and is currently headquartered in Wichita Falls, TX.

Sep 09 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Byers Seller 102,818 Pooling of Interests Discontinued 4/26/2014
Relationships Role Relationship Start Relationship End
Fb Bancshares, Inc. Parent 12/21/2007
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