Net Income Analysis ( % relative to Total Revenue )
Income Statement Fidelity Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 20,505 10,872
Income from Lease Financing Receivables — 2
70 44
Estimated Tax Benefit from Tax-Exempt Loan Income 35 22
Income on Loans and Leases (TE) 20,540 10,941
Investment Interest Income (TE) 301 2,007
Total Interest Income (TE) 21,056 13,476
Total Interest Expense 944 1,063
Net Interest Income (TE) 20,112 12,338
Non-Interest Income 1,656 2,639
Adjusted Operating Income (TE) 21,768 15,335
Non-interest Expense 10,626 9,693
Provision for Loan & Lease Losses 840 524
Pretax Operating Income (TE) 10,302 4,819
Pretax Net Operating Income (TE) 10,302 4,946
Applicable Income Taxes 3,346 576
Net Operating Income 6,854 3,858
Net Income 6,854 3,845
Cash Dividends Declared 1,794 1,701
Retained Earnings 5,060 1,997