Vitals
  • Total Assets
    102.8M 6.7 %
  • Total Deposits
    89.2M 4.3 %
  • Total Net Loans
    55.2M 4.5 %
  • Net Income
    -30000.0000 -134.1 %
  • Book Value
    13.5M 25.5 %
  • Book Value x2
    27.1M 25.5 %
  • Book Value x3
    40.6M 25.5 %
ROAA

-.114

ROAE

-.875

Efficiency Ratio

102.971

Net Interest Margin

3.667

Balance Sheet Highlights
Financial Highlights The First National Bank Of Byers All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 102,818 296,796
Total Net Loans 55,211 158,494
Total Deposits 89,155 257,665
Total Equity 13,536 30,483
Profitability
Net Income -30 779
Return on Average Assets -.114 .991
Return on Average Equity -.875 9.73
Net Interest Margin 3.667 3.721
Efficiency Ratio 102.971 69.161
Noninterest Income/Revenue 19.945 15.977
Balance Sheet Ratios
Loan-to-Deposit 61.927 58.411
Securities/Assets .113 .243
Total Equity/Total Assets .132 .103
Tangible Equity/Tangible Assets .103 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,544 29,176
Tier 2 Capital 11 1,937
Total Capital 10,555 31,117
Total Risk Weighted Assets 60,819 177,228
Leverage Ratio 10.26 10.187
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.34 18.459
Total Capital Ratio 17.35 19.536

Timeline for The First National Bank Of Byers

Fidelity Bank

The First National Bank Of Byers was acquired by Fidelity Bank 10 years

View Profile Apr 26 2014

Fb Bancshares, Inc.

Fb Bancshares, Inc. became a new parent organization for The First National Bank Of Byers.

View Profile Jan 01 2014

Byers Bancshares, Inc.

Byers Bancshares, Inc. became a new parent organization for The First National Bank Of Byers.

View Profile Aug 09 1983

The First National Bank Of Byers

The First National Bank Of Byers was established 118 years ago and is currently headquartered in Byers, TX.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fidelity Bank Buyer 454,199 Pooling of Interests Discontinued 4/26/2014
Relationships Role Relationship Start Relationship End
Fb Bancshares, Inc. Parent 1/1/2014 4/25/2014
Byers Bancshares, Inc. Parent 8/9/1983 12/31/2013
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