The First National Bank Of Byers
Byers, TX — Domestic Branch of a Domestic Bank
Acquired Apr 2014
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank Of Byers | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 817 | 2,190 |
| Income from Lease Financing Receivables | — | 0 |
| — | 7 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
| Income on Loans and Leases (TE) | 817 | 2,201 |
| Investment Interest Income (TE) | 39 | 485 |
| Total Interest Income (TE) | 871 | 2,786 |
| Total Interest Expense | 11 | 239 |
| Net Interest Income (TE) | 860 | 2,532 |
| Non-Interest Income | 217 | 530 |
| Adjusted Operating Income (TE) | 1,077 | 3,117 |
| Non-interest Expense | 1,109 | 2,054 |
| Provision for Loan & Lease Losses | — | 57 |
| Pretax Operating Income (TE) | -32 | 984 |
| Pretax Net Operating Income (TE) | -32 | 1,000 |
| Applicable Income Taxes | -2 | 113 |
| Net Operating Income | -30 | 780 |
| Net Income | -30 | 779 |
| Cash Dividends Declared | 316 | 226 |
| Retained Earnings | -346 | 492 |