Vitals
  • Total Assets
    1.4B 4.8 %
  • Total Deposits
    1.1B 6.3 %
  • Total Net Loans
    1.0B 5.5 %
  • Net Income
    18.5M 26.1 %
  • Book Value
    149.8M 12.0 %
  • Book Value x2
    299.6M 12.0 %
  • Book Value x3
    449.5M 12.0 %
ROAA

1.285

ROAE

12.869

Efficiency Ratio

62.228

Net Interest Margin

3.992

Balance Sheet Highlights
Financial Highlights Civista Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 1,375,455 361,398
Total Net Loans 1,044,469 246,196
Total Deposits 1,126,066 299,385
Total Equity 161,318 40,120
Profitability
Net Income 18,510 3,580
Return on Average Assets 1.285 .879
Return on Average Equity 12.869 7.888
Net Interest Margin 3.992 3.69
Efficiency Ratio 62.228 68.453
Noninterest Income/Revenue 22.605 19.831
Balance Sheet Ratios
Loan-to-Deposit 92.754 76.786
Securities/Assets .142 .197
Total Equity/Total Assets .117 .111
Tangible Equity/Tangible Assets .088 .102
Capital Adequacy
Tier 1 Common Capital 120,465 37,120
Tier 1 Capital 131,391 37,403
Tier 2 Capital 13,879 2,742
Total Capital 145,270 40,139
Total Risk Weighted Assets 1,091,680 260,858
Leverage Ratio 9.78 10.639
Common Equity Tier 1 Capital Ratio 11.03 16.715
Tier 1 Capital Ratio 12.04 16.742
Total Capital Ratio 13.31 17.824

Timeline for Civista Bank

The Citizens National Bank Of Southwestern Ohio

Acquisition: Civista Bank acquired a new subsidiary, The Citizens National Bank Of Southwestern Ohio, 9 years

View Profile Mar 07 2015

Scc Resources, Inc.

Acquisition: Civista Bank acquired a new subsidiary, Scc Resources, Inc. , 14 years

View Profile Jul 01 2009

First Citizens Investments, Inc.

First Citizens Investments, Inc. became a new subsidiary organization for Civista Bank.

View Profile Dec 31 2007

First Citizens Capital, Llc

First Citizens Capital, Llc became a new subsidiary organization for Civista Bank.

View Profile Dec 31 2007

Champaign National Bank

Acquisition: Civista Bank acquired a new subsidiary, Champaign National Bank, 16 years

View Profile Dec 18 2007

Want to see more?

Complete timeline for Civista Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Citizens National Bank Of Southwestern Ohio Seller 102,645 Acquisition Discontinued 3/7/2015
Scc Resources, Inc. Seller Pooling of Interests Discontinued 7/1/2009
Champaign National Bank Seller 274,168 Acquisition Discontinued 12/18/2007
Miami Valley Bank Seller 125,362 Failure 10/4/2007
Mr. Money Finance Company, Inc. Seller Pooling of Interests Discontinued 8/25/2006
First Citizens Bank Seller 284,464 Pooling of Interests Discontinued 10/15/2005
The Castalia Banking Company Seller 51,636 Pooling of Interests Discontinued 1/2/2003
The Citizens National Bank Of Norwalk Seller 127,713 Acquisition Discontinued 4/1/2002
Relationships Role Relationship Start Relationship End
Civista Bancshares, Inc Parent 8/31/1987
Buckeye Advisors, Llc. Subsidary 1/9/2007
First Citizens Investments, Inc. Subsidary 12/31/2007
First Citizens Capital, Llc Subsidary 12/31/2007
Mr. Money Finance Company, Inc. Subsidary 10/14/2005 8/24/2006
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