Vitals
  • Total Assets
    1.4B 6.3 %
  • Total Deposits
    1.1B 9.0 %
  • Total Net Loans
    837.2M 11.1 %
  • Net Income
    6.6M -12.9 %
  • Book Value
    125.5M -3.9 %
  • Book Value x2
    251.0M -3.9 %
  • Book Value x3
    376.5M -3.9 %
ROAA

.673

ROAE

7.17

Efficiency Ratio

79.983

Net Interest Margin

3.106

Balance Sheet Highlights
Financial Highlights Orrstown Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,353,400 766,704
Total Net Loans 837,167 542,727
Total Deposits 1,145,008 619,392
Total Equity 125,511 82,242
Profitability
Net Income 6,614 4,638
Return on Average Assets .673 .786
Return on Average Equity 7.17 7.437
Net Interest Margin 3.106 3.479
Efficiency Ratio 79.983 69.712
Noninterest Income/Revenue 29.184 18.843
Balance Sheet Ratios
Loan-to-Deposit 73.115 85.202
Securities/Assets .277 .179
Total Equity/Total Assets .093 .107
Tangible Equity/Tangible Assets .091 .097
Capital Adequacy
Tier 1 Common Capital 112,610 71,521
Tier 1 Capital 112,610 71,989
Tier 2 Capital 11,689 6,035
Total Capital 124,299 78,248
Total Risk Weighted Assets 929,021 562,227
Leverage Ratio 8.52 10.024
Common Equity Tier 1 Capital Ratio 12.12 13.988
Tier 1 Capital Ratio 12.12 14.084
Total Capital Ratio 13.38 15.294

Timeline for Orrstown Bank

The First National Bank Of Newport

Acquisition: Orrstown Bank acquired a new subsidiary, The First National Bank Of Newport, 16 years

View Profile Jun 16 2007

Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. became a new parent organization for Orrstown Bank.

View Profile Mar 08 1988

Orrstown Bank

Orrstown Bank was established 104 years ago and is currently headquartered in Shippensburg, PA.

May 01 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Newport Seller 141,208 Pooling of Interests Discontinued 6/16/2007
Relationships Role Relationship Start Relationship End
Orrstown Financial Services, Inc. Parent 3/8/1988
Similar Organizations
Organization City State Total Assets
Whitaker Bank
 		Lexington KY 1.3B
Wheaton Bank & Trust
 		Wheaton IL 1.3B
Central Bank Of The Ozarks
 		Springfield MO 1.3B
Bank Independent
 		Sheffield AL 1.3B
Alpine Bank & Trust Co.
 		Rockford IL 1.3B
The Middleburg Bank
 		Middleburg VA 1.3B
Capstar Bank
 		Nashville TN 1.3B
Southern Bank
 		Poplar Bluff MO 1.5B
Village Bank And Trust
 		Arlington Heights IL 1.4B
First Farmers And Merchants Bank
 		Columbia TN 1.3B