Vitals
  • Total Assets
    1.4B 12.6 %
  • Total Deposits
    1.2B 18.9 %
  • Total Net Loans
    1.1B 16.1 %
  • Net Income
    12.0M 16.0 %
  • Book Value
    157.5M 13.4 %
  • Book Value x2
    315.0M 13.4 %
  • Book Value x3
    472.5M 13.4 %
ROAA

.904

ROAE

8.056

Efficiency Ratio

50.427

Net Interest Margin

3.068

Balance Sheet Highlights
Financial Highlights Village Bank And Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 1,386,642 290,894
Total Net Loans 1,104,979 191,278
Total Deposits 1,213,680 246,407
Total Equity 157,494 31,125
Profitability
Net Income 12,037 2,670
Return on Average Assets .904 .919
Return on Average Equity 8.056 8.247
Net Interest Margin 3.068 3.499
Efficiency Ratio 50.427 67.9
Noninterest Income/Revenue 11.311 16.598
Balance Sheet Ratios
Loan-to-Deposit 91.044 72.669
Securities/Assets .123 .191
Total Equity/Total Assets .114 .107
Tangible Equity/Tangible Assets .09 .103
Capital Adequacy
Tier 1 Common Capital 127,028 29,670
Tier 1 Capital 127,028 29,720
Tier 2 Capital 9,930 2,112
Total Capital 136,958 31,905
Total Risk Weighted Assets 1,221,249 212,461
Leverage Ratio 9.14 10.62
Common Equity Tier 1 Capital Ratio 10.4 16.313
Tier 1 Capital Ratio 10.4 16.329
Total Capital Ratio 11.21 17.341

Timeline for Village Bank And Trust

Wintrust Financial Corporation

Wintrust Financial Corporation became a new parent organization for Village Bank And Trust.

View Profile May 31 2005

First Northwest Bank

Acquisition: Village Bank And Trust acquired a new subsidiary, First Northwest Bank, 18 years

View Profile May 23 2005

Village Bancorp Inc.

Village Bancorp Inc. became a new parent organization for Village Bank And Trust.

View Profile Dec 01 1997

Village Bank And Trust

Village Bank And Trust was established 28 years ago and is currently headquartered in Arlington Heights, IL.

May 08 1995

Popular Holdings Usa, Inc.

Popular Holdings Usa, Inc. became a new parent organization for Village Bank And Trust.

View Profile May 08 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Northwest Bank Seller 296,515 Pooling of Interests Discontinued 5/23/2005
Relationships Role Relationship Start Relationship End
Wintrust Financial Corporation Parent 5/31/2005
Village Bancorp Inc. Parent 12/1/1997 5/30/2005
Popular Holdings Usa, Inc. Parent 5/8/1995 5/30/1997
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