Vitals
  • Total Assets
    1.5B 33.4 %
  • Total Deposits
    1.3B 27.6 %
  • Total Net Loans
    1.1B 38.1 %
  • Net Income
    27.0M 14.7 %
  • Book Value
    205.3M 87.7 %
  • Book Value x2
    410.6M 87.7 %
  • Book Value x3
    616.0M 87.7 %
ROAA

1.883

ROAE

14.15

Efficiency Ratio

56.972

Net Interest Margin

3.905

Balance Sheet Highlights
Financial Highlights Weststar Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,517,851 358,087
Total Net Loans 1,063,738 213,533
Total Deposits 1,300,609 308,027
Total Equity 205,325 38,740
Profitability
Net Income 26,987 3,845
Return on Average Assets 1.883 1.025
Return on Average Equity 14.15 9.415
Net Interest Margin 3.905 3.773
Efficiency Ratio 56.972 66.762
Noninterest Income/Revenue 18.433 16.375
Balance Sheet Ratios
Loan-to-Deposit 81.788 65.494
Securities/Assets .233 .214
Total Equity/Total Assets .135 .108
Tangible Equity/Tangible Assets .107 .104
Capital Adequacy
Tier 1 Common Capital 168,374 37,278
Tier 1 Capital 168,374 37,303
Tier 2 Capital 8,101 2,526
Total Capital 176,475 39,866
Total Risk Weighted Assets 1,245,916 237,367
Leverage Ratio 11.56 10.563
Common Equity Tier 1 Capital Ratio 13.51 18.073
Tier 1 Capital Ratio 13.51 18.097
Total Capital Ratio 14.16 19.169

Timeline for Weststar Bank

First National Bank

Acquisition: Weststar Bank acquired a new subsidiary, First National Bank, 7 years

View Profile Aug 01 2016

Rio Bravo Title, Llc

Rio Bravo Title, Llc became a new subsidiary organization for Weststar Bank.

View Profile Aug 01 2016

Weststar Insurance Agency, Inc.

Weststar Insurance Agency, Inc. became a new subsidiary organization for Weststar Bank.

View Profile Nov 01 2015

Weststar Bank Holding Company, Inc.

Weststar Bank Holding Company, Inc. became a new parent organization for Weststar Bank.

View Profile Apr 01 2013

Delaware West Financial, Inc.

Delaware West Financial, Inc. became a new parent organization for Weststar Bank.

View Profile Sep 09 2002

Want to see more?

Complete timeline for Weststar Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Seller 345,170 Acquisition Discontinued 8/1/2016
Relationships Role Relationship Start Relationship End
Weststar Bank Holding Company, Inc. Parent 4/1/2013
Delaware West Financial, Inc. Parent 9/9/2002 3/31/2013
Rio Bravo Title, Llc Subsidary 8/1/2016
Weststar Insurance Agency, Inc. Subsidary 11/1/2015
West Financial Leasing Llc Subsidary 10/10/2000 12/31/2012
Southwest C Leasing Company, Inc. Subsidary 6/30/2007 12/31/2012
Southwest C Leasing Company, Inc. Subsidary 10/10/2000 6/29/2007
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