Vitals
  • Total Assets
    1.5B -2.4 %
  • Total Deposits
    1.2B -3.6 %
  • Total Net Loans
    983.5M 8.8 %
  • Net Income
    24.9M -10.0 %
  • Book Value
    233.5M 3.5 %
  • Book Value x2
    467.0M 3.5 %
  • Book Value x3
    700.5M 3.5 %
ROAA

1.516

ROAE

10.835

Efficiency Ratio

63.472

Net Interest Margin

3.43

Balance Sheet Highlights
Financial Highlights First Premier Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 1,509,567 288,102
Total Net Loans 983,466 198,161
Total Deposits 1,239,474 243,793
Total Equity 233,484 35,439
Profitability
Net Income 24,947 3,749
Return on Average Assets 1.516 1.217
Return on Average Equity 10.835 10.279
Net Interest Margin 3.43 3.975
Efficiency Ratio 63.472 60.916
Noninterest Income/Revenue 36.653 21.874
Balance Sheet Ratios
Loan-to-Deposit 79.345 76.007
Securities/Assets .165 .161
Total Equity/Total Assets .155 .123
Tangible Equity/Tangible Assets .155 .119
Capital Adequacy
Tier 1 Common Capital 235,684 34,164
Tier 1 Capital 235,684 34,343
Tier 2 Capital 13,826 2,558
Total Capital 249,510 36,899
Total Risk Weighted Assets 1,104,962 225,553
Leverage Ratio 14.31 11.18
Common Equity Tier 1 Capital Ratio 21.33 15.765
Tier 1 Capital Ratio 21.33 15.791
Total Capital Ratio 22.58 16.885

Timeline for First Premier Bank

Farmers State Bank, Of Kranzburg, S. D.

Acquisition: First Premier Bank acquired a new subsidiary, Farmers State Bank, Of Kranzburg, S. D., 38 years

View Profile Dec 02 1985

United National Bank

Acquisition: First Premier Bank acquired a new subsidiary, United National Bank, 38 years

View Profile Oct 17 1985

Sunbank Of South Dakota

Acquisition: First Premier Bank acquired a new subsidiary, Sunbank Of South Dakota, 38 years

View Profile Oct 11 1985

Rosholt Community Bank

Acquisition: First Premier Bank acquired a new subsidiary, Rosholt Community Bank, 45 years

View Profile Nov 04 1978

United Leasing Company

United Leasing Company became a new subsidiary organization for First Premier Bank.

View Profile Jan 20 1978

Want to see more?

Complete timeline for First Premier Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank, Of Kranzburg, S. D. Seller 5,694 Discontinued 12/2/1985
United National Bank Seller 19,579 Discontinued 10/17/1985
Sunbank Of South Dakota Seller 15,164 Discontinued 10/11/1985
Rosholt Community Bank Seller 8,807 Discontinued 11/4/1978
Union Bank & Trust Seller 32,948 Discontinued 2/17/1976
Rushmore State Bank Seller Discontinued 8/1/1971
The Security National Bank Of Viborg Seller Discontinued 8/1/1971
United National Bank Of Brandon Seller Discontinued 8/1/1969
Lyman County Bank Seller Discontinued 8/1/1969
Farmers State Bank Seller Discontinued 7/1/1965
Security State Bank Seller Discontinued 7/1/1965
Security State Bank Seller Discontinued 7/1/1965
Relationships Role Relationship Start Relationship End
United National Corporation Parent 12/31/1996
United National Corporation Parent 8/16/1994 12/30/1996
United National Corporation Parent 11/15/1991 8/15/1994
United National Corporation Parent 12/31/1989 11/14/1991
United National Corporation Parent 9/30/1983 12/30/1989
United National Corporation Parent 9/30/1980 9/29/1983
United National Corporation Parent 9/30/1979 9/29/1980
United National Corporation Parent 12/31/1978 9/29/1979
United National Corporation Parent 12/31/1976 12/30/1978
United National Corporation Parent 12/31/1970 12/30/1976
Premier Acquiring Services, Inc. Subsidary 2/17/1976 8/31/2001
United Leasing Company Subsidary 1/20/1978 8/31/2001
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