Vitals
  • Total Assets
    1.3B -3.5 %
  • Total Deposits
    1.1B -3.7 %
  • Total Net Loans
    658.7M -1.2 %
  • Net Income
    8.2M 42.2 %
  • Book Value
    167.7M 3.0 %
  • Book Value x2
    335.5M 3.0 %
  • Book Value x3
    503.2M 3.0 %
ROAA

.609

ROAE

4.887

Efficiency Ratio

77.331

Net Interest Margin

3.486

Balance Sheet Highlights
Financial Highlights Whitaker Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 1,328,334 275,102
Total Net Loans 658,667 177,820
Total Deposits 1,086,999 227,063
Total Equity 167,740 30,287
Profitability
Net Income 8,221 2,592
Return on Average Assets .609 .944
Return on Average Equity 4.887 8.074
Net Interest Margin 3.486 3.847
Efficiency Ratio 77.331 70.925
Noninterest Income/Revenue 19.878 17.219
Balance Sheet Ratios
Loan-to-Deposit 60.595 76.952
Securities/Assets .405 .219
Total Equity/Total Assets .126 .11
Tangible Equity/Tangible Assets .114 .107
Capital Adequacy
Tier 1 Common Capital 153,662 29,354
Tier 1 Capital 153,662 29,354
Tier 2 Capital 9,117 2,092
Total Capital 162,779 31,454
Total Risk Weighted Assets 723,830 190,479
Leverage Ratio 11.72 11.285
Common Equity Tier 1 Capital Ratio 21.23 17.115
Tier 1 Capital Ratio 21.23 17.115
Total Capital Ratio 22.49 18.174

Timeline for Whitaker Bank

Kentucky Trust Company

Kentucky Trust Company became a new subsidiary organization for Whitaker Bank.

View Profile Jan 01 2011

State Bank & Trust Company

Acquisition: Whitaker Bank acquired a new subsidiary, State Bank & Trust Company, 15 years

View Profile Jul 01 2008

Mount Sterling Bank

Acquisition: Whitaker Bank acquired a new subsidiary, Mount Sterling Bank, 19 years

View Profile Aug 21 2004

Morehead Bank

Acquisition: Whitaker Bank acquired a new subsidiary, Morehead Bank, 19 years

View Profile Aug 21 2004

The State National Bank Of Frankfort

Acquisition: Whitaker Bank acquired a new subsidiary, The State National Bank Of Frankfort, 19 years

View Profile May 22 2004

Want to see more?

Complete timeline for Whitaker Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank & Trust Company Seller 97,892 Acquisition Discontinued 7/1/2008
Mount Sterling Bank Seller 100,602 Pooling of Interests Discontinued 8/21/2004
Morehead Bank Seller 50,569 Pooling of Interests Discontinued 8/21/2004
The State National Bank Of Frankfort Seller 119,781 Pooling of Interests Discontinued 5/22/2004
First National Bank And Trust Company Seller 152,852 Pooling of Interests Discontinued 5/22/2004
The Bank Of Whitesburg Seller 152,147 Pooling of Interests Discontinued 7/14/2001
Powell County Bank, National Association Seller 112,420 Pooling of Interests Discontinued 9/30/2000
The First National Bank Of Carlisle Seller 29,368 Pooling of Interests Discontinued 7/1/1997
The Garrard Bank & Trust Company Seller 46,955 Pooling of Interests Discontinued 7/1/1997
Corinth Deposit National Bank Seller 8,744 Failure 4/20/1990
Relationships Role Relationship Start Relationship End
Whitaker Bank Corporation Of Kentucky Parent 1/1/1994
Whitaker Bancshares, Inc. Parent 7/17/1992 12/31/1993
Cornat, Incorporated Parent 4/20/1990 7/16/1992
Kentucky Trust Company Subsidary 1/1/2011
State National Leasing Corporation Subsidary 5/22/2004 5/23/2004
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