Vitals
  • Total Assets
    1.5B 2.9 %
  • Total Deposits
    1.3B 3.2 %
  • Total Net Loans
    1.1B 6.9 %
  • Net Income
    14.3M -28.7 %
  • Book Value
    128.0M 3.4 %
  • Book Value x2
    256.0M 3.4 %
  • Book Value x3
    383.9M 3.4 %
ROAA

1.004

ROAE

11.104

Efficiency Ratio

59.536

Net Interest Margin

3.946

Balance Sheet Highlights
Financial Highlights Cornerstone Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 1,490,790 170,284
Total Net Loans 1,063,037 117,277
Total Deposits 1,262,739 137,686
Total Equity 127,977 18,945
Profitability
Net Income 14,310 1,911
Return on Average Assets 1.004 1.018
Return on Average Equity 11.104 9.028
Net Interest Margin 3.946 3.761
Efficiency Ratio 59.536 64.484
Noninterest Income/Revenue 20.175 12.891
Balance Sheet Ratios
Loan-to-Deposit 84.185 83.61
Securities/Assets .157 .163
Total Equity/Total Assets .086 .111
Tangible Equity/Tangible Assets .079 .107
Capital Adequacy
Tier 1 Common Capital 121,489 18,124
Tier 1 Capital 121,489 18,269
Tier 2 Capital 12,629 1,473
Total Capital 134,118 19,774
Total Risk Weighted Assets 1,168,800 134,666
Leverage Ratio 8.48 11.078
Common Equity Tier 1 Capital Ratio 10.39 14.674
Tier 1 Capital Ratio 10.39 14.698
Total Capital Ratio 11.47 15.794

Timeline for Cornerstone Bank

The State Bank Of Hildreth

Acquisition: Cornerstone Bank acquired a new subsidiary, The State Bank Of Hildreth, 7 years

View Profile Sep 30 2016

The Guide Rock State Bank

Acquisition: Cornerstone Bank acquired a new subsidiary, The Guide Rock State Bank, 8 years

View Profile Oct 08 2015

North Loup Valley Bank

Acquisition: Cornerstone Bank acquired a new subsidiary, North Loup Valley Bank, 9 years

View Profile Feb 18 2015

Bank Of Marquette

Acquisition: Cornerstone Bank acquired a new subsidiary, Bank Of Marquette, 10 years

View Profile Apr 01 2014

Glenvil Branch

Acquisition: Cornerstone Bank acquired a new subsidiary, Glenvil Branch , 11 years

View Profile Feb 01 2013

Want to see more?

Complete timeline for Cornerstone Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The State Bank Of Hildreth Seller 30,774 Acquisition Discontinued 9/30/2016
The Guide Rock State Bank Seller 26,813 Acquisition Discontinued 10/8/2015
North Loup Valley Bank Seller 20,751 Acquisition Discontinued 2/18/2015
Bank Of Marquette Seller 30,051 Acquisition Discontinued 4/1/2014
Glenvil Branch Seller Acquisition Discontinued 2/1/2013
Frontier Bank Seller 24,761 Acquisition Discontinued 4/11/2012
First State Bank Seller 29,868 Acquisition Discontinued 10/6/2011
Harvard State Bank Seller 36,341 Acquisition Discontinued 4/1/2010
Bank Of St. Edward Seller 39,076 Acquisition Discontinued 1/11/2008
The Albion National Bank Seller 71,153 Pooling of Interests Discontinued 10/22/2005
City State Bank Seller 64,560 Pooling of Interests Discontinued 10/22/2005
Citizens State Bank Seller 10,534 Acquisition Discontinued 4/4/2002
The First National Bank Of Stromsburg Seller 25,919 Acquisition Discontinued 2/22/2001
Bank Of Monroe Seller 18,359 Acquisition Discontinued 2/16/2000
Columbus West Branch Seller Acquisition Discontinued 8/1/1996
First Trust Company Of York Seller Discontinued 7/11/1992
First Federal Savings Association Of York Seller 54,670 Failure 6/23/1990
Blue River Bank Seller 6,039 Discontinued 10/15/1985
Farmers & Traders Bank Seller 7,948 Discontinued 10/15/1985
The First National Bank Of Bradshaw Seller 7,219 Discontinued 10/15/1985
Relationships Role Relationship Start Relationship End
First York Ban Corp. Parent 12/31/1984
First York Ban Corp. Parent 12/31/1980 12/30/1984
First York Ban Corp. Parent 7/18/1973 12/30/1980
Csb Services, Inc. Subsidary 6/30/2007
Csb Services, Inc. Subsidary 1/1/2003 6/29/2007
First York Agricultural Credit Corp. Subsidary 3/11/1980 1/15/1986
First York Building Corp. Subsidary 3/11/1980 12/31/1983
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