Vitals
  • Total Assets
    1.5B 11.8 %
  • Total Deposits
    1.2B 8.7 %
  • Total Net Loans
    1.2B 12.1 %
  • Net Income
    15.8M 2.7 %
  • Book Value
    136.9M 8.7 %
  • Book Value x2
    273.7M 8.7 %
  • Book Value x3
    410.6M 8.7 %
ROAA

1.124

ROAE

11.951

Efficiency Ratio

56.71

Net Interest Margin

3.849

Balance Sheet Highlights
Financial Highlights Southern Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 1,488,525 258,416
Total Net Loans 1,209,835 178,998
Total Deposits 1,216,086 217,087
Total Equity 136,986 28,107
Profitability
Net Income 15,764 2,724
Return on Average Assets 1.124 1.016
Return on Average Equity 11.951 9.475
Net Interest Margin 3.849 3.745
Efficiency Ratio 56.71 67.758
Noninterest Income/Revenue 14.837 16.937
Balance Sheet Ratios
Loan-to-Deposit 99.486 78.741
Securities/Assets .089 .158
Total Equity/Total Assets .092 .109
Tangible Equity/Tangible Assets .09 .106
Capital Adequacy
Tier 1 Common Capital 135,238 27,011
Tier 1 Capital 135,238 27,012
Tier 2 Capital 15,656 2,220
Total Capital 150,894 29,258
Total Risk Weighted Assets 1,287,208 195,723
Leverage Ratio 9.18 10.472
Common Equity Tier 1 Capital Ratio 10.51 14.947
Tier 1 Capital Ratio 10.51 14.954
Total Capital Ratio 11.72 16.077

Timeline for Southern Bank

Sb Real Estate Investments, Llc

Sb Real Estate Investments, Llc became a new subsidiary organization for Southern Bank.

View Profile Jun 01 2016

Sb Corning Llc

Sb Corning Llc became a new subsidiary organization for Southern Bank.

View Profile Aug 06 2015

Peoples Bank Of The Ozarks

Acquisition: Southern Bank acquired a new subsidiary, Peoples Bank Of The Ozarks, 9 years

View Profile Dec 06 2014

Citizens State Bank

Acquisition: Southern Bank acquired a new subsidiary, Citizens State Bank, 10 years

View Profile Feb 22 2014

Bank Of Thayer

Acquisition: Southern Bank acquired a new subsidiary, Bank Of Thayer, 10 years

View Profile Oct 05 2013

Want to see more?

Complete timeline for Southern Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Of The Ozarks Seller 264,435 Pooling of Interests Discontinued 12/6/2014
Citizens State Bank Seller 70,277 Acquisition Discontinued 2/22/2014
Bank Of Thayer Seller 78,125 Acquisition Discontinued 10/5/2013
First Southern Bank Seller 191,764 Failure 12/18/2010
Southern Bank Of Commerce Seller 30,343 Acquisition Discontinued 7/20/2009
Kennett Savings And Loan Association Seller Discontinued 2/22/1983
Pioneer State Savings And Loan Association Seller Discontinued 9/30/1982
Relationships Role Relationship Start Relationship End
Southern Missouri Bancorp, Inc. Parent 6/28/2004
Sb Corning Llc Subsidary 8/6/2015
Sb Real Estate Investments, Llc Subsidary 6/1/2016
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