Net Income Analysis ( % relative to Total Revenue )
Income Statement Weststar Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 47,137 10,872
Income from Lease Financing Receivables — 2
11 44
Estimated Tax Benefit from Tax-Exempt Loan Income 6 22
Income on Loans and Leases (TE) 47,143 10,941
Investment Interest Income (TE) 7,476 2,007
Total Interest Income (TE) 54,984 13,476
Total Interest Expense 2,056 1,063
Net Interest Income (TE) 52,928 12,338
Non-Interest Income 12,426 2,639
Adjusted Operating Income (TE) 65,354 15,335
Non-interest Expense 37,233 9,693
Provision for Loan & Lease Losses 713 524
Pretax Operating Income (TE) 27,408 4,819
Pretax Net Operating Income (TE) 27,758 4,946
Applicable Income Taxes — 576
Net Operating Income 26,987 3,858
Net Income 26,987 3,845
Cash Dividends Declared 29,611 1,701
Retained Earnings -2,624 1,997