Vitals
  • Total Assets
    284.5M 102.9 %
  • Total Deposits
    219.8M 129.5 %
  • Total Net Loans
    185.2M 51.6 %
  • Net Income
    2.3M 94.3 %
  • Book Value
    47.5M 245.5 %
  • Book Value x2
    95.1M 245.5 %
  • Book Value x3
    142.6M 245.5 %
ROAA

1.004

ROAE

6.378

Efficiency Ratio

67.228

Net Interest Margin

4.515

Balance Sheet Highlights
Financial Highlights First Citizens Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 284,464 341,362
Total Net Loans 185,222 838,565
Total Deposits 219,800 246,363
Total Equity 47,548 37,663
Profitability
Net Income 2,252 40,544
Return on Average Assets 1.004 1.761
Return on Average Equity 6.378 11.518
Net Interest Margin 4.515 4.072
Efficiency Ratio 67.228 65.774
Noninterest Income/Revenue 13.045 22.276
Balance Sheet Ratios
Loan-to-Deposit 84.268 83.945
Securities/Assets .238 2.836
Total Equity/Total Assets .167 .11
Tangible Equity/Tangible Assets .12 -3.859
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,198 29,775
Tier 2 Capital 2,413 26,147
Total Capital 35,611 34,173
Total Risk Weighted Assets 188,912 236,436
Leverage Ratio 11.93 10.316
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.57 15.918
Total Capital Ratio 18.85 17.242

Timeline for First Citizens Bank

Civista Bank

First Citizens Bank was acquired by Civista Bank 18 years

View Profile Oct 15 2005

The First National Bank Of Shelby

Acquisition: First Citizens Bank acquired a new subsidiary, The First National Bank Of Shelby, 19 years

View Profile Oct 09 2004

Civista Bancshares, Inc

Civista Bancshares, Inc became a new parent organization for First Citizens Bank.

View Profile Apr 29 1998

First Citizens Bank

First Citizens Bank was established 107 years ago and is currently headquartered in New Washington, OH.

Jan 01 1917
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Civista Bank Buyer 1,370,897 Pooling of Interests Discontinued 10/15/2005
The First National Bank Of Shelby Seller 194,582 Acquisition Discontinued 10/9/2004
Relationships Role Relationship Start Relationship End
Civista Bancshares, Inc Parent 4/29/1998 10/14/2005
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