Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First Citizens Bank All Insured Commercial Banks in Ohio
09-30-2005 17.57 15.918
06-30-2005 17.72 15.691
03-31-2005 16.57 15.705
12-31-2004 15.72 15.576
09-30-2004 12.81 15.82
06-30-2004 12.7 15.615
03-31-2004 12.63 15.698
12-31-2003 13.88 15.426
09-30-2003 14.63 15.717
06-30-2003 16.08 15.568
03-31-2003 16.76 15.503
12-31-2002 18.19 15.417