Vitals
  • Total Assets
    102.6M 0.9 %
  • Total Deposits
    90.7M 0.2 %
  • Total Net Loans
    76.5M 1.6 %
  • Net Income
    864000.0000 -15.2 %
  • Book Value
    11.6M 6.8 %
  • Book Value x2
    23.1M 6.8 %
  • Book Value x3
    34.7M 6.8 %
ROAA

.832

ROAE

7.631

Efficiency Ratio

71.96

Net Interest Margin

4.393

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Southwestern Ohio All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 102,645 367,681
Total Net Loans 76,526 245,031
Total Deposits 90,728 302,496
Total Equity 11,567 39,051
Profitability
Net Income 864 3,568
Return on Average Assets .832 .862
Return on Average Equity 7.631 8.013
Net Interest Margin 4.393 3.704
Efficiency Ratio 71.96 69.149
Noninterest Income/Revenue 6.35 20.062
Balance Sheet Ratios
Loan-to-Deposit 84.347 75.112
Securities/Assets .077 .212
Total Equity/Total Assets .113 .106
Tangible Equity/Tangible Assets .112 .096
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,346 35,713
Tier 2 Capital 980 2,978
Total Capital 12,326 38,826
Total Risk Weighted Assets 78,072 253,759
Leverage Ratio 10.79 10.464
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.53 16.729
Total Capital Ratio 15.79 17.874

Timeline for The Citizens National Bank Of Southwestern Ohio

Civista Bank

The Citizens National Bank Of Southwestern Ohio was acquired by Civista Bank 9 years

View Profile Mar 07 2015

The Citizens National Bank Of Southwestern Ohio

The Citizens National Bank Of Southwestern Ohio was established 24 years ago and is currently headquartered in Dayton, OH.

Jan 24 2000

Tcnb Financial Corp.

Tcnb Financial Corp. became a new parent organization for The Citizens National Bank Of Southwestern Ohio.

View Profile Jan 24 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Civista Bank Buyer 1,370,897 Acquisition Discontinued 3/7/2015
Relationships Role Relationship Start Relationship End
Tcnb Financial Corp. Parent 1/24/2000 3/6/2015
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