The Citizens National Bank Of Southwestern Ohio
Dayton, OH — Domestic Branch of a Domestic Bank
Acquired Mar 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens National Bank Of Southwestern Ohio | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 4,306 | 11,324 |
Income from Lease Financing Receivables | — | 4 |
— | 68 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 35 |
Income on Loans and Leases (TE) | 4,306 | 11,390 |
Investment Interest Income (TE) | 380 | 2,229 |
Total Interest Income (TE) | 4,749 | 13,832 |
Total Interest Expense | 336 | 1,406 |
Net Interest Income (TE) | 4,413 | 12,327 |
Non-Interest Income | 322 | 3,472 |
Adjusted Operating Income (TE) | 4,735 | 15,845 |
Non-interest Expense | 3,407 | 10,485 |
Provision for Loan & Lease Losses | 35 | 365 |
Pretax Operating Income (TE) | 1,293 | 4,980 |
Pretax Net Operating Income (TE) | 1,413 | 5,050 |
Applicable Income Taxes | 426 | 1,152 |
Net Operating Income | 864 | 3,568 |
Net Income | 864 | 3,568 |
Cash Dividends Declared | 254 | 1,769 |
Retained Earnings | 610 | 1,779 |