Vitals
  • Total Assets
    118.2M 8.0 %
  • Total Deposits
    97.6M 41.2 %
  • Total Net Loans
    87.2M -7.9 %
  • Net Income
    856000.0000
  • Book Value
    10.1M 16.8 %
  • Book Value x2
    20.1M 16.8 %
  • Book Value x3
    30.2M 16.8 %
ROAA

1.083

ROAE

12.188

Efficiency Ratio

50.174

Net Interest Margin

4.633

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 118,236 199,195
Total Net Loans 87,191 119,878
Total Deposits 97,590 167,718
Total Equity 10,061 20,965
Profitability
Net Income 856 3,566
Return on Average Assets 1.083 1.219
Return on Average Equity 12.188 11.88
Net Interest Margin 4.633 4.158
Efficiency Ratio 50.174 71.928
Noninterest Income/Revenue 2.048 14.805
Balance Sheet Ratios
Loan-to-Deposit 89.344 67.105
Securities/Assets .025 .699
Total Equity/Total Assets .085 .105
Tangible Equity/Tangible Assets .085 -.055
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,581 18,981
Tier 2 Capital 1,263 1,470
Total Capital 9,844 20,430
Total Risk Weighted Assets 93,428 132,435
Leverage Ratio 8.1 10.124
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.18 16.726
Total Capital Ratio 10.54 17.786

Timeline for Citizens National Bank

U.S. Bank National Association

Citizens National Bank was acquired by U.S. Bank National Association 14 years

View Profile Oct 31 2009

Fbop Corporation

Fbop Corporation became a new parent organization for Citizens National Bank.

View Profile Jan 27 1995

Fairfield Financial Group, Inc.

Fairfield Financial Group, Inc. became a new parent organization for Citizens National Bank.

View Profile Jun 01 1991

Citizens National Bank

Citizens National Bank was established 39 years ago and is currently headquartered in Teague, TX.

Jun 18 1984

Citizens-Texas Banc Shares, Inc.

Citizens-Texas Banc Shares, Inc. became a new parent organization for Citizens National Bank.

View Profile Jun 18 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
U.S. Bank National Association Buyer 448,401,205 Failure 10/31/2009
Relationships Role Relationship Start Relationship End
Fbop Corporation Parent 1/27/1995 10/30/2009
Fairfield Financial Group, Inc. Parent 6/1/1991 1/26/1995
Citizens-Texas Banc Shares, Inc. Parent 6/18/1984 5/31/1991
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