Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Texas
09-30-2009 50.174 71.928
06-30-2009 52.338 72.628
03-31-2009 50.363 71.399
12-31-2008 36.323 70.933
09-30-2008 33.017 69.839
06-30-2008 32.774 70.152
03-31-2008 35.605 69.753
12-31-2007 54.064 68.047
09-30-2007 54.415 66.762
06-30-2007 53.281 66.933
03-31-2007 51.137 66.629
12-31-2006 43.901 66.288
09-30-2006 42.193 64.993
06-30-2006 39.839 65.249
03-31-2006 32.384 65.978
12-31-2005 44.344 67.153
09-30-2005 46.334 66.756
06-30-2005 46.597 67.031
03-31-2005 45.969 67.486
12-31-2004 49.049 69.184
09-30-2004 50.349 68.305
06-30-2004 54.339 68.807
03-31-2004 57.232 69.055
12-31-2003 61.145 69.41
09-30-2003 61.45 68.526
06-30-2003 61.573 68.452
03-31-2003 60.423 68.632
12-31-2002 52.796 67.534