Vitals
  • Total Assets
    7.4B 30.5 %
  • Total Deposits
    6.1B 27.8 %
  • Total Net Loans
    5.5B 29.8 %
  • Net Income
    67.9M 36.1 %
  • Book Value
    980.5M 45.5 %
  • Book Value x2
    2.0B 45.5 %
  • Book Value x3
    2.9B 45.5 %
ROAA

1.079

ROAE

8.529

Efficiency Ratio

57.936

Net Interest Margin

3.987

Balance Sheet Highlights
Financial Highlights Bank Of North Carolina All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 7,395,831 1,412,230
Total Net Loans 5,461,940 1,020,122
Total Deposits 6,113,785 1,134,979
Total Equity 980,483 173,608
Profitability
Net Income 67,907 10,887
Return on Average Assets 1.079 .777
Return on Average Equity 8.529 6.782
Net Interest Margin 3.987 3.73
Efficiency Ratio 57.936 75.532
Noninterest Income/Revenue 12.856 18.66
Balance Sheet Ratios
Loan-to-Deposit 89.338 86.082
Securities/Assets .121 .132
Total Equity/Total Assets .133 .123
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital 719,663 139,754
Tier 1 Capital 719,663 140,214
Tier 2 Capital 37,750 8,389
Total Capital 757,413 148,590
Total Risk Weighted Assets 6,125,279 1,125,721
Leverage Ratio 10.45 10.209
Common Equity Tier 1 Capital Ratio 11.75 13.055
Tier 1 Capital Ratio 11.75 13.195
Total Capital Ratio 12.37 14.232

Timeline for Bank Of North Carolina

High Point Bank And Trust Company

Acquisition: Bank Of North Carolina acquired a new subsidiary, High Point Bank And Trust Company, 7 years

View Profile Nov 01 2016

Hpb Investment Corporation

Hpb Investment Corporation became a new subsidiary organization for Bank Of North Carolina.

View Profile Nov 01 2016

Hpb Insurance Group, Inc.

Hpb Insurance Group, Inc. became a new subsidiary organization for Bank Of North Carolina.

View Profile Nov 01 2016

Southcoast Community Bank

Acquisition: Bank Of North Carolina acquired a new subsidiary, Southcoast Community Bank, 7 years

View Profile Jun 17 2016

Bnc Credit Corp. - Va

Bnc Credit Corp. - Va became a new subsidiary organization for Bank Of North Carolina.

View Profile Aug 17 2015

Want to see more?

Complete timeline for Bank Of North Carolina is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
High Point Bank And Trust Company Seller 807,924 Acquisition Discontinued 11/1/2016
Southcoast Community Bank Seller 473,306 Acquisition Discontinued 6/17/2016
Valley Bank Seller 843,584 Acquisition Discontinued 7/1/2015
Harbor National Bank Seller 325,345 Acquisition Discontinued 12/1/2014
Harrington Bank, Fsb Seller 224,955 Acquisition Discontinued 6/1/2014
Home Savings Bank Of Albemarle, Ssb Seller 277,786 Acquisition Discontinued 4/1/2014
Randolph Bank & Trust Company Seller 283,664 Acquisition Discontinued 10/1/2013
First Trust Bank Seller 401,331 Acquisition Discontinued 12/1/2012
Keysource Commercial Bank Seller 182,866 Acquisition Discontinued 9/15/2012
Carolina Federal Savings Bank Seller 54,373 Failure 6/9/2012
Regent Bank Seller 54,208 Acquisition Discontinued 1/1/2012
Blue Ridge Savings Bank, Inc. Seller 161,430 Failure 10/15/2011
Beach First National Bank Seller 590,024 Failure 4/10/2010
Sterlingsouth Bank & Trust Company Seller 168,931 Acquisition Discontinued 7/21/2006
Independence Bank Seller 54,427 Acquisition Discontinued 6/18/2002
Relationships Role Relationship Start Relationship End
Bnc Bancorp Parent 12/16/2002
Banctenn Corp. Parent 6/18/2002 9/5/2002
Hpb Investment Corporation Subsidary 11/1/2016
Vb Investments, Llc Subsidary 7/1/2015
Hpb Insurance Group, Inc. Subsidary 11/1/2016
Ivy View, Llc Subsidary 7/1/2015
Bnc Credit Corp. Subsidary 6/30/2007
Bnc Credit Corp. - Va Subsidary 8/17/2015
Valley Wealth Management Services, Inc. Subsidary 7/1/2015 7/1/2015
South Street Development Corporation Subsidary 4/1/2014 4/1/2014
Bnc Credit Corp. Subsidary 4/27/2006 6/29/2007
Similar Organizations
Organization City State Total Assets
S&T Bank
 		Indiana PA 6.7B
Bancfirst
 		Oklahoma City OK 6.8B
Ameris Bank
 		Moultrie GA 6.5B
First Merchants Bank
 		Muncie IN 7.0B
Oriental Bank
 		San Juan PR 6.5B
Homestreet Bank
 		Seattle WA 6.2B
Rockland Trust Company
 		Rockland MA 7.5B
Bank Leumi Usa
 		New York NY 7.1B
Boston Private Bank & Trust Company
 		Boston MA 7.5B
Yadkin Bank
 		Statesville NC 7.3B