Vitals
  • Total Assets
    807.9M 1.5 %
  • Total Deposits
    663.8M 2.6 %
  • Total Net Loans
    469.3M -7.2 %
  • Net Income
    4.6M 17.9 %
  • Book Value
    103.5M 3.6 %
  • Book Value x2
    207.0M 3.6 %
  • Book Value x3
    310.4M 3.6 %
ROAA

.735

ROAE

5.99

Efficiency Ratio

76.417

Net Interest Margin

3.325

Balance Sheet Highlights
Financial Highlights High Point Bank And Trust Company All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 807,924 2,187,012
Total Net Loans 469,323 1,499,189
Total Deposits 663,808 1,800,644
Total Equity 103,479 239,359
Profitability
Net Income 4,561 12,640
Return on Average Assets .735 .765
Return on Average Equity 5.99 6.634
Net Interest Margin 3.325 3.695
Efficiency Ratio 76.417 74.319
Noninterest Income/Revenue 29.544 24.001
Balance Sheet Ratios
Loan-to-Deposit 70.702 84.232
Securities/Assets .214 .164
Total Equity/Total Assets .128 .109
Tangible Equity/Tangible Assets .123 .095
Capital Adequacy
Tier 1 Common Capital 96,188 204,592
Tier 1 Capital 96,188 205,151
Tier 2 Capital 6,947 14,108
Total Capital 103,135 219,235
Total Risk Weighted Assets 607,307 1,658,829
Leverage Ratio 11.88 10.187
Common Equity Tier 1 Capital Ratio 15.84 13.058
Tier 1 Capital Ratio 15.84 13.237
Total Capital Ratio 16.98 14.315

Timeline for High Point Bank And Trust Company

Bank Of North Carolina

High Point Bank And Trust Company was acquired by Bank Of North Carolina 7 years

View Profile Nov 01 2016

Hpb Insurance Group, Inc.

Hpb Insurance Group, Inc. became a new subsidiary organization for High Point Bank And Trust Company.

View Profile Dec 01 2006

Hpb Investment Corporation

Hpb Investment Corporation became a new subsidiary organization for High Point Bank And Trust Company.

View Profile Feb 09 1996

High Point Bank Corporation

High Point Bank Corporation became a new parent organization for High Point Bank And Trust Company.

View Profile Apr 01 1990

High Point Bank And Trust Company

High Point Bank And Trust Company was established 118 years ago and is currently headquartered in High Point, NC.

Sep 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of North Carolina Buyer 6,799,366 Acquisition Discontinued 11/1/2016
Relationships Role Relationship Start Relationship End
High Point Bank Corporation Parent 4/1/1990 10/31/2016
Hpb Investment Corporation Subsidary 6/30/2007 10/31/2016
Hpb Insurance Group, Inc. Subsidary 6/30/2007 10/31/2016
Hpb Investment Corporation Subsidary 2/9/1996 6/29/2007
Hpb Insurance Group, Inc. Subsidary 12/1/2006 6/29/2007
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