Vitals
  • Total Assets
    828.1M 5.6 %
  • Total Deposits
    631.9M 7.3 %
  • Total Net Loans
    591.6M 20.9 %
  • Net Income
    10.3M -7.3 %
  • Book Value
    70.9M 15.6 %
  • Book Value x2
    141.7M 15.6 %
  • Book Value x3
    212.6M 15.6 %
ROAA

1.363

ROAE

15.444

Efficiency Ratio

67.6

Net Interest Margin

3.473

Balance Sheet Highlights
Financial Highlights Royal Bank America All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 828,109 784,148
Total Net Loans 591,589 559,183
Total Deposits 631,892 637,080
Total Equity 71,480 81,247
Profitability
Net Income 10,317 6,303
Return on Average Assets 1.363 .785
Return on Average Equity 15.444 7.431
Net Interest Margin 3.473 3.473
Efficiency Ratio 67.6 69.514
Noninterest Income/Revenue 9.442 18.146
Balance Sheet Ratios
Loan-to-Deposit 93.622 86.432
Securities/Assets .206 .178
Total Equity/Total Assets .086 .104
Tangible Equity/Tangible Assets .086 .094
Capital Adequacy
Tier 1 Common Capital 69,709 72,881
Tier 1 Capital 70,334 73,172
Tier 2 Capital 7,993 6,143
Total Capital 78,327 79,518
Total Risk Weighted Assets 631,022 578,873
Leverage Ratio 8.75 9.899
Common Equity Tier 1 Capital Ratio 11.05 13.811
Tier 1 Capital Ratio 11.15 13.878
Total Capital Ratio 12.41 15.103

Timeline for Royal Bank America

Rio Marina, Llc

Rio Marina, Llc became a new subsidiary organization for Royal Bank America.

View Profile Nov 04 2009

Narberth Property Acquisition Llc

Narberth Property Acquisition Llc became a new subsidiary organization for Royal Bank America.

View Profile Dec 01 2008

Rba Property Llc

Rba Property Llc became a new subsidiary organization for Royal Bank America.

View Profile Oct 17 2008

Royal Tax Lien Services Llc

Royal Tax Lien Services Llc became a new subsidiary organization for Royal Bank America.

View Profile Nov 17 2006

Rba Capital, Lp

Rba Capital, Lp became a new subsidiary organization for Royal Bank America.

View Profile Oct 01 2006

Want to see more?

Complete timeline for Royal Bank America is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Crusader Savings Bank, F.S.B. Seller 381,667 Acquisition Discontinued 6/23/2001
Knoblauch State Bank Seller 95,905 Acquisition Discontinued 7/22/1995
Relationships Role Relationship Start Relationship End
Royal Bancshares Of Pennsylvania, Inc. Parent 6/29/1995
Royal Real Estate Of Pa, Inc. Subsidary 5/15/1981
Crusader Servicing Corporation Subsidary 6/22/2001
Royal Investments America, Llc Subsidary 7/28/2003
Royal Tax Lien Services Llc Subsidary 12/31/2015
Royal Bank America Leasing, Lp Subsidary 7/25/2005
Rba Property Llc Subsidary 10/17/2008
Narberth Property Acquisition Llc Subsidary 12/1/2008
Rio Marina, Llc Subsidary 11/4/2009
Royal Tax Lien Services Llc Subsidary 11/17/2006 12/30/2015
Rba Capital, Lp Subsidary 10/1/2006 12/31/2008
Quest Holding Corporation Subsidary 6/22/2001 12/31/2005
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