Royal Bank America
Narberth, PA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Royal Bank America | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 23,409 | 22,748 |
Income from Lease Financing Receivables | 5,417 | 24 |
— | 516 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 268 |
Income on Loans and Leases (TE) | 28,826 | 23,278 |
Investment Interest Income (TE) | 4,378 | 3,743 |
Total Interest Income (TE) | 33,394 | 27,430 |
Total Interest Expense | 7,160 | 3,218 |
Net Interest Income (TE) | 26,234 | 24,213 |
Non-Interest Income | 3,482 | 6,081 |
Adjusted Operating Income (TE) | 29,716 | 30,595 |
Non-interest Expense | 20,088 | 20,397 |
Provision for Loan & Lease Losses | 1,242 | 900 |
Pretax Operating Income (TE) | 8,386 | 8,900 |
Pretax Net Operating Income (TE) | 9,111 | 9,212 |
Applicable Income Taxes | -1,796 | 2,056 |
Net Operating Income | 10,907 | 6,310 |
Net Income | 10,317 | 6,303 |
Cash Dividends Declared | — | 3,414 |
Retained Earnings | 10,317 | 2,771 |