Vitals
  • Total Assets
    827.4M 5.5 %
  • Total Deposits
    690.6M 3.0 %
  • Total Net Loans
    586.9M 9.6 %
  • Net Income
    8.8M 8.2 %
  • Book Value
    76.0M 5.2 %
  • Book Value x2
    152.1M 5.2 %
  • Book Value x3
    228.1M 5.2 %
ROAA

1.117

ROAE

11.707

Efficiency Ratio

58.768

Net Interest Margin

3.599

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 827,353 272,940
Total Net Loans 586,911 188,306
Total Deposits 690,596 228,985
Total Equity 76,045 30,879
Profitability
Net Income 8,761 3,013
Return on Average Assets 1.117 1.04
Return on Average Equity 11.707 8.894
Net Interest Margin 3.599 3.727
Efficiency Ratio 58.768 64.939
Noninterest Income/Revenue 18.591 14.969
Balance Sheet Ratios
Loan-to-Deposit 84.986 81.441
Securities/Assets .197 .167
Total Equity/Total Assets .092 .113
Tangible Equity/Tangible Assets .089 .11
Capital Adequacy
Tier 1 Common Capital 76,595 29,936
Tier 1 Capital 76,595 29,937
Tier 2 Capital 6,116 2,305
Total Capital 82,711 32,273
Total Risk Weighted Assets 590,367 202,263
Leverage Ratio 9.52 11.31
Common Equity Tier 1 Capital Ratio 12.97 15.769
Tier 1 Capital Ratio 12.97 15.771
Total Capital Ratio 14.01 16.923

Timeline for Peoples State Bank

Marathon State Bank

Acquisition: Peoples State Bank acquired a new subsidiary, Marathon State Bank, 11 years

View Profile Oct 12 2012

Peoples Insurance Services Llc

Peoples Insurance Services Llc became a new subsidiary organization for Peoples State Bank.

View Profile Sep 02 2003

Psb Holdings, Inc.

Psb Holdings, Inc. became a new parent organization for Peoples State Bank.

View Profile May 30 1995

Psb Investments, Inc.

Psb Investments, Inc. became a new subsidiary organization for Peoples State Bank.

View Profile May 08 1992

Peoples State Bank

Peoples State Bank was established 61 years ago and is currently headquartered in Wausau, WI.

Aug 01 1962
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Marathon State Bank Seller 98,222 Pooling of Interests Discontinued 10/12/2012
Relationships Role Relationship Start Relationship End
Psb Holdings, Inc. Parent 5/30/1995
Psb Investments, Inc. Subsidary 6/30/2007
Peoples Insurance Services Llc Subsidary 9/2/2003 12/1/2010
Psb Investments, Inc. Subsidary 5/8/1992 6/29/2007
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