Vitals
  • Total Assets
    7.2B 6.4 %
  • Total Deposits
    5.6B 4.8 %
  • Total Net Loans
    5.1B 9.4 %
  • Net Income
    86.0M 25.9 %
  • Book Value
    973.6M 4.9 %
  • Book Value x2
    1.9B 4.9 %
  • Book Value x3
    2.9B 4.9 %
ROAA

1.249

ROAE

8.985

Efficiency Ratio

56.795

Net Interest Margin

3.981

Balance Sheet Highlights
Financial Highlights First Merchants Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 7,178,756 606,548
Total Net Loans 5,076,537 409,621
Total Deposits 5,588,298 497,111
Total Equity 973,641 63,292
Profitability
Net Income 86,000 6,062
Return on Average Assets 1.249 .965
Return on Average Equity 8.985 9.027
Net Interest Margin 3.981 3.682
Efficiency Ratio 56.795 66.445
Noninterest Income/Revenue 18.096 20.436
Balance Sheet Ratios
Loan-to-Deposit 90.842 79.497
Securities/Assets .179 .184
Total Equity/Total Assets .136 .104
Tangible Equity/Tangible Assets .099 .098
Capital Adequacy
Tier 1 Common Capital 734,561 60,326
Tier 1 Capital 734,561 60,328
Tier 2 Capital 66,037 4,282
Total Capital 800,598 64,608
Total Risk Weighted Assets 6,018,623 442,958
Leverage Ratio 10.78 10.395
Common Equity Tier 1 Capital Ratio 12.2 15.27
Tier 1 Capital Ratio 12.2 15.27
Total Capital Ratio 13.3 16.399

Timeline for First Merchants Bank

Ameriana Bank

Acquisition: First Merchants Bank acquired a new subsidiary, Ameriana Bank, 8 years

View Profile Jan 01 2016

Ameriana Financial Services, Inc.

Ameriana Financial Services, Inc. became a new subsidiary organization for First Merchants Bank.

View Profile Jan 01 2016

Cooper State Bank

Acquisition: First Merchants Bank acquired a new subsidiary, Cooper State Bank, 9 years

View Profile Apr 18 2015

Community Bank

Acquisition: First Merchants Bank acquired a new subsidiary, Community Bank, 9 years

View Profile Nov 08 2014

Citizens Financial Bank

Acquisition: First Merchants Bank acquired a new subsidiary, Citizens Financial Bank, 10 years

View Profile Nov 13 2013

Want to see more?

Complete timeline for First Merchants Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameriana Bank Seller 462,551 Acquisition Discontinued 1/1/2016
Cooper State Bank Seller 134,557 Acquisition Discontinued 4/18/2015
Community Bank Seller 260,063 Acquisition Discontinued 11/8/2014
Citizens Financial Bank Seller 1,117,907 Acquisition Discontinued 11/13/2013
Scb Bank Seller 182,561 Failure 2/11/2012
First Merchants Trust Company, National Association Seller Pooling of Interests Discontinued 9/18/2010
Lafayette Bank And Trust Company, National Association Seller 1,144,387 Pooling of Interests Discontinued 9/26/2009
First Merchants Bank Of Central Indiana, National Association Seller 1,085,287 Pooling of Interests Discontinued 9/26/2009
Commerce National Bank Seller 638,854 Pooling of Interests Discontinued 9/26/2009
Decatur Bank And Trust Company, National Association Seller 166,709 Pooling of Interests Discontinued 4/1/2007
Frances Slocum Bank And Trust Company, National Association Seller 213,071 Pooling of Interests Discontinued 4/1/2007
United Communities National Bank Seller 325,385 Pooling of Interests Discontinued 4/1/2007
The First National Bank Of Portland Seller 124,875 Pooling of Interests Discontinued 4/1/2007
First United Bank, National Association Seller 93,962 Pooling of Interests Discontinued 1/1/2006
Relationships Role Relationship Start Relationship End
First Merchants Corporation Parent 6/14/1983
Fmb Portfolio Management, Inc. Subsidary 6/30/2007
Ameriana Financial Services, Inc. Subsidary 1/1/2016 4/8/2016
Lf Service Corporation Subsidary 9/26/2009 12/11/2009
Wabash Valley Investments, Inc. Subsidary 9/26/2009 11/30/2009
Lf Portfolio Services, Inc. Subsidary 9/26/2009 11/30/2009
Fmb Portfolio Management, Inc. Subsidary 6/2/2003 6/29/2007
Ucnb Portfolio Management, Inc Subsidary 4/1/2007 4/30/2007
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