Vitals
  • Total Assets
    6.9B 9.9 %
  • Total Deposits
    5.3B 8.2 %
  • Total Net Loans
    5.6B 10.9 %
  • Net Income
    74.2M 9.6 %
  • Book Value
    819.5M 5.4 %
  • Book Value x2
    1.6B 5.4 %
  • Book Value x3
    2.5B 5.4 %
ROAA

1.132

ROAE

9.228

Efficiency Ratio

53.169

Net Interest Margin

3.48

Balance Sheet Highlights
Financial Highlights S&T Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 6,920,615 784,148
Total Net Loans 5,562,437 559,183
Total Deposits 5,289,434 637,080
Total Equity 819,531 81,247
Profitability
Net Income 74,184 6,303
Return on Average Assets 1.132 .785
Return on Average Equity 9.228 7.431
Net Interest Margin 3.48 3.473
Efficiency Ratio 53.169 69.514
Noninterest Income/Revenue 19.955 18.146
Balance Sheet Ratios
Loan-to-Deposit 105.161 86.432
Securities/Assets .099 .178
Total Equity/Total Assets .118 .104
Tangible Equity/Tangible Assets .075 .094
Capital Adequacy
Tier 1 Common Capital 542,048 72,881
Tier 1 Capital 542,048 73,172
Tier 2 Capital 80,421 6,143
Total Capital 622,469 79,518
Total Risk Weighted Assets 5,582,519 578,873
Leverage Ratio 8.39 9.899
Common Equity Tier 1 Capital Ratio 9.71 13.811
Tier 1 Capital Ratio 9.71 13.878
Total Capital Ratio 11.15 15.103

Timeline for S&T Bank

Integrity Bank

Acquisition: S&T Bank acquired a new subsidiary, Integrity Bank, 8 years

View Profile May 09 2015

Gateway Bank

Acquisition: S&T Bank acquired a new subsidiary, Gateway Bank, 11 years

View Profile Feb 09 2013

Mainline National Bank

Acquisition: S&T Bank acquired a new subsidiary, Mainline National Bank, 12 years

View Profile Mar 10 2012

Irwin Bank

Acquisition: S&T Bank acquired a new subsidiary, Irwin Bank, 15 years

View Profile Jun 07 2008

Stewart Capital Advisors, Llc.

Stewart Capital Advisors, Llc. became a new subsidiary organization for S&T Bank.

View Profile Aug 10 2005

Want to see more?

Complete timeline for S&T Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Integrity Bank Seller 985,575 Pooling of Interests Discontinued 5/9/2015
Gateway Bank Seller 127,591 Pooling of Interests Discontinued 2/9/2013
Mainline National Bank Seller 235,352 Acquisition Discontinued 3/10/2012
Irwin Bank Seller 823,908 Acquisition Discontinued 6/7/2008
Pfc Bank Seller 341,635 Acquisition Discontinued 9/7/2002
Peoples Bank Of Unity Seller 287,436 Pooling of Interests Discontinued 5/3/1997
Atlantic Financial Savings, F.A. Seller 1,154,451 Failure 11/16/1991
Vanguard Savings Bank, Fsb Seller 111,453 Failure 7/6/1991
The Union Banking & Trust Company Of Du Bois, Pennsylvania Seller 153,778 Discontinued 7/1/1987
Homer City State Bank Seller 88,310 Discontinued 5/1/1986
Unibank Seller 119,549 Discontinued 4/1/1983
Farmers' & Miners' Trust Company Seller Discontinued 2/16/1970
First National Bank Of Saltsburg Seller Discontinued 4/17/1967
Relationships Role Relationship Start Relationship End
S & T Bancorp, Inc. Parent 9/8/1983
S&T Insurance Group, Llc Subsidary 6/13/2000
S&T Professional Resources Group, Llc Subsidary 5/30/2002
S & T Bancholdings, Inc. Subsidary 6/30/2007
Stewart Capital Advisors, Llc. Subsidary 8/10/2005
S & T Bancholdings, Inc. Subsidary 8/19/2002 6/29/2007
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