Vitals
  • Total Assets
    638.9M 5.3 %
  • Total Deposits
    483.5M 9.1 %
  • Total Net Loans
    538.2M 1.2 %
  • Net Income
    449000.0000 -80.9 %
  • Book Value
    84.7M 2.8 %
  • Book Value x2
    169.3M 2.8 %
  • Book Value x3
    254.0M 2.8 %
ROAA

.142

ROAE

1.061

Efficiency Ratio

61.927

Net Interest Margin

3.453

Balance Sheet Highlights
Financial Highlights Commerce National Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 638,854 304,250
Total Net Loans 538,152 526,686
Total Deposits 483,514 241,681
Total Equity 84,667 29,022
Profitability
Net Income 449 58,848
Return on Average Assets .142 1.493
Return on Average Equity 1.061 8.659
Net Interest Margin 3.453 3.788
Efficiency Ratio 61.927 73.271
Noninterest Income/Revenue 3.241 22.053
Balance Sheet Ratios
Loan-to-Deposit 111.3 80.841
Securities/Assets .013 10.226
Total Equity/Total Assets .133 .095
Tangible Equity/Tangible Assets .081 -4.826
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 51,834 26,158
Tier 2 Capital 6,525 15,294
Total Capital 58,359 29,285
Total Risk Weighted Assets 520,405 213,858
Leverage Ratio 8.7 9.937
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.96 15.224
Total Capital Ratio 11.21 16.495

Timeline for Commerce National Bank

First Merchants Bank

Commerce National Bank was acquired by First Merchants Bank 14 years

View Profile Sep 26 2009

First Merchants Corporation

First Merchants Corporation became a new parent organization for Commerce National Bank.

View Profile Mar 01 2003

Cnbc Bancorp

Cnbc Bancorp became a new parent organization for Commerce National Bank.

View Profile Nov 30 1996

Commerce National Bank

Commerce National Bank was established 32 years ago and is currently headquartered in Columbus, OH.

Jun 07 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Merchants Bank Buyer 7,006,499 Pooling of Interests Discontinued 9/26/2009
Relationships Role Relationship Start Relationship End
First Merchants Corporation Parent 3/1/2003 9/25/2009
Cnbc Bancorp Parent 11/30/1996 2/28/2003
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