Vitals
  • Total Assets
    677.7M 3.5 %
  • Total Deposits
    550.4M 3.0 %
  • Total Net Loans
    439.1M 4.2 %
  • Net Income
    2.5M -49.8 %
  • Book Value
    95.6M 15.1 %
  • Book Value x2
    191.3M 15.1 %
  • Book Value x3
    286.9M 15.1 %
ROAA

1.207

ROAE

8.99

Efficiency Ratio

48.035

Net Interest Margin

3.47

Balance Sheet Highlights
Financial Highlights First Clover Leaf Bank, National Association All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 677,730 290,894
Total Net Loans 439,053 191,278
Total Deposits 550,419 246,407
Total Equity 95,634 31,125
Profitability
Net Income 2,514 2,670
Return on Average Assets 1.207 .919
Return on Average Equity 8.99 8.247
Net Interest Margin 3.47 3.499
Efficiency Ratio 48.035 67.9
Noninterest Income/Revenue 10.403 16.598
Balance Sheet Ratios
Loan-to-Deposit 79.767 72.669
Securities/Assets .146 .191
Total Equity/Total Assets .141 .107
Tangible Equity/Tangible Assets .108 .103
Capital Adequacy
Tier 1 Common Capital 78,145 29,670
Tier 1 Capital 78,145 29,720
Tier 2 Capital — 2,112
Total Capital 78,145 31,905
Total Risk Weighted Assets 518,237 212,461
Leverage Ratio 12.04 10.62
Common Equity Tier 1 Capital Ratio 15.08 16.313
Tier 1 Capital Ratio 15.08 16.329
Total Capital Ratio 15.08 17.341

Timeline for First Clover Leaf Bank, National Association

First Mid-Illinois Bancshares, Inc.

First Mid-Illinois Bancshares, Inc. became a new parent organization for First Clover Leaf Bank, National Association.

View Profile Sep 09 2016

Clover Leaf Financial Services

Clover Leaf Financial Services became a new subsidiary organization for First Clover Leaf Bank, National Association.

View Profile Dec 01 2012

Partners Bank

Acquisition: First Clover Leaf Bank, National Association acquired a new subsidiary, Partners Bank, 15 years

View Profile Oct 11 2008

Clover Leaf Bank

Acquisition: First Clover Leaf Bank, National Association acquired a new subsidiary, Clover Leaf Bank, 17 years

View Profile Jul 11 2006

First Clover Leaf Financial Corp

First Clover Leaf Financial Corp became a new parent organization for First Clover Leaf Bank, National Association.

View Profile Jul 10 2006

Want to see more?

Complete timeline for First Clover Leaf Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Partners Bank Seller 165,301 Discontinued 10/11/2008
Clover Leaf Bank Seller 144,678 Discontinued 7/11/2006
Relationships Role Relationship Start Relationship End
First Mid-Illinois Bancshares, Inc. Parent 9/9/2016
First Clover Leaf Financial Corp Parent 7/21/2011 9/8/2016
First Clover Leaf Financial Corp Parent 4/1/2011 7/20/2011
First Clover Leaf Financial Corp Parent 7/10/2006 3/31/2011
Clover Leaf Financial Services Subsidary 12/1/2012 8/15/2014
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