Vitals
  • Total Assets
    144.7M 21.3 %
  • Total Deposits
    115.8M 27.0 %
  • Total Net Loans
    111.3M 29.4 %
  • Net Income
    368000.0000 -21.4 %
  • Book Value
    12.4M 3.8 %
  • Book Value x2
    24.8M 3.8 %
  • Book Value x3
    37.3M 3.8 %
ROAA

.538

ROAE

5.998

Efficiency Ratio

75.929

Net Interest Margin

3.078

Balance Sheet Highlights
Financial Highlights Clover Leaf Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 144,678 175,392
Total Net Loans 111,259 120,422
Total Deposits 115,848 147,487
Total Equity 12,421 17,032
Profitability
Net Income 368 2,530
Return on Average Assets .538 1.156
Return on Average Equity 5.998 11.609
Net Interest Margin 3.078 3.805
Efficiency Ratio 75.929 65.236
Noninterest Income/Revenue 5.81 10.589
Balance Sheet Ratios
Loan-to-Deposit 96.039 75.496
Securities/Assets .12 .893
Total Equity/Total Assets .086 .097
Tangible Equity/Tangible Assets .086 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,787 16,386
Tier 2 Capital 907 1,359
Total Capital 13,694 17,762
Total Risk Weighted Assets 109,304 130,096
Leverage Ratio 9.08 10.277
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.7 15.314
Total Capital Ratio 12.53 16.342

Timeline for Clover Leaf Bank

First Clover Leaf Bank, National Association

Clover Leaf Bank was acquired by First Clover Leaf Bank, National Association 17 years

View Profile Jul 11 2006

Clover Leaf Bank

Clover Leaf Bank became a new parent organization for Clover Leaf Bank.

View Profile Dec 27 2001

Clover Leaf Financial Corporation

Clover Leaf Financial Corporation became a new parent organization for Clover Leaf Bank.

View Profile Dec 27 2001

Clover Leaf Bank

Clover Leaf Bank became a new subsidiary organization for Clover Leaf Bank.

View Profile Dec 27 2001

Clover Leaf Bank

Clover Leaf Bank was established 79 years ago and is currently headquartered in Edwardsville, IL.

Jan 01 1945
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Clover Leaf Bank, National Association Buyer 668,108 Discontinued 7/11/2006
Relationships Role Relationship Start Relationship End
Clover Leaf Bank Parent 12/27/2001 7/10/2006
Clover Leaf Financial Corporation Parent 12/27/2001 7/10/2006
Clover Leaf Bank Subsidary 12/27/2001 7/10/2006
Similar Organizations
Organization City State Total Assets
Quoin Financial Bank
 		Miller SD 146.5M
Davis Trust Company
 		Elkins WV 146.7M
American Trust Bank Of East Tennessee
 		Knoxville TN 142.0M
Southern Bank & Trust
 		Clarkesville GA 141.9M
American Bank & Trust Wisconsin
 		Cuba City WI 148.2M
Hometown Bank Of Pennsylvania
 		Bedford PA 144.7M
Bankstar Financial
 		Elkton SD 148.5M
Bank Of Nebraska
 		La Vista NE 144.5M
State Bank Of Herscher
 		Herscher IL 143.4M
Community State Bank
 		Spencer IA 149.8M