Vitals
  • Total Assets
    148.5M 13.8 %
  • Total Deposits
    125.7M 14.1 %
  • Total Net Loans
    117.2M 13.3 %
  • Net Income
    1.2M -5.0 %
  • Book Value
    15.9M 6.5 %
  • Book Value x2
    31.7M 6.5 %
  • Book Value x3
    47.6M 6.5 %
ROAA

1.184

ROAE

10.855

Efficiency Ratio

66.906

Net Interest Margin

4.049

Balance Sheet Highlights
Financial Highlights Bankstar Financial All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 148,540 500,777
Total Net Loans 117,172 363,152
Total Deposits 125,738 401,446
Total Equity 15,855 68,096
Profitability
Net Income 1,248 4,684
Return on Average Assets 1.184 1.268
Return on Average Equity 10.855 10.696
Net Interest Margin 4.049 3.94
Efficiency Ratio 66.906 60.065
Noninterest Income/Revenue 6.487 18.25
Balance Sheet Ratios
Loan-to-Deposit 93.187 78.605
Securities/Assets .101 .145
Total Equity/Total Assets .107 .136
Tangible Equity/Tangible Assets .09 .125
Capital Adequacy
Tier 1 Common Capital 13,142 53,468
Tier 1 Capital 13,142 53,637
Tier 2 Capital 764 3,925
Total Capital 13,906 57,561
Total Risk Weighted Assets 109,811 399,280
Leverage Ratio 9.09 11.38
Common Equity Tier 1 Capital Ratio 11.97 15.684
Tier 1 Capital Ratio 11.97 15.71
Total Capital Ratio 12.66 16.834

Timeline for Bankstar Financial

The First National Bank Of Volga

Acquisition: Bankstar Financial acquired a new subsidiary, The First National Bank Of Volga, 10 years

View Profile Mar 22 2014

Elkton Holding Company

Elkton Holding Company became a new parent organization for Bankstar Financial.

View Profile Feb 13 1992

Bankstar Financial

Bankstar Financial was established 98 years ago and is currently headquartered in Elkton, SD.

Mar 20 1926
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Volga Seller 49,354 Pooling of Interests Discontinued 3/22/2014
Relationships Role Relationship Start Relationship End
Elkton Holding Company Parent 2/28/1992
Elkton Holding Company Parent 2/13/1992 2/27/1992
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